Thrive with a holistic financial wellbeing solution
Empower employees, reduce stress, and enhance productivity with Maji’s comprehensive financial wellbeing solution.
Think Money. Think Maji.
Rated Excellent by our customers
Thrive with a holistic financial wellbeing solution
Empower employees, reduce stress, and enhance productivity with Maji’s comprehensive financial wellbeing solution.
Think Money. Think Maji.
Rated Excellent by our customers
What financial wellbeing does for you
Partnering with a financial wellbeing provider is one of the most effective ways to support your people – and strengthen your business. From financial education to expert guidance, the right provider delivers long-term value to both employees and employers.
Financial education that empowers your team
Money tools for everyday financial confidence
Engagement that drives better ROI on your existing benefit spend
Access to expert financial guidance, when it matters most
Financial coaching
Your competitive advantage
Our certified financial coaches offer unlimited support, giving your employees access to one-on-one expert guidance whenever they need it.
Financial coaching is consistently ranked by corporate employers as the #1 most valued feature of a wellbeing programme –
and it’s at the heart of Maji’s offer.
Brilliant financial coaching session
The free 1:1 coaching session was very insightful and a great tool to discuss a sensitive, personal topic. I felt like I could speak freely with my coach about confidential information, in a judge-free environment. Their portal has lots of additional content which I look forward to learning from.
- Rebecca S.
I was very impressed with my coach
I was very impressed with my coach - they were knowledgeable, empathetic and immediately understood my situation and concerns.
I left feeling positive with actionable tasks and I am motivated and keen to progress with the tasks set.
- Jane
Maji is a brilliant and easy to use service.
My coach, Catherine, was very easy to talk to and I never felt like I was being judged. She took the time to understand my financial situation and was encouraging and positive.
- Duncan B.
I was slightly dubious
I was slightly dubious before my meeting with my coach thinking it might be a little bland and basic. How wrong could I be! John was clearly an expert with great knowledge but also very personable. Within minutes I felt comfortable that I could talk openly. John tailored my first session around the questions I asked and the depth of knowledge (or lack of it) that I had. Really useful.
- Michael H.
All great…
Very friendly and knowledgeable financial coach, who also kept it honest and to the point, which is what I needed. All great!
- Stephen E.
Coaching was amazing
My Coach was Funmi, she was amazing! Explained things fully to me, I am a complete newbie so it would be easy to feel stupid or silly for not knowing things but Funmi didn’t make me feel this, she went over whatever I needed! It was great!
- Charlotte H.
The business case for financial wellbeing
Financial stress reduces productivity
Nearly 1 in 2 UK employees (47%) say financial worries affect their ability to do their job.
Employees want employer support
81% of UK employees want help from their employer to improve their financial wellbeing, but only 27% feel they currently get enough support.
Financial wellbeing boosts retention
Companies that offer financial wellbeing programmes see a 22% increase in employee loyalty and retention.
Meet your employees where they are
Financial wellbeing is for everyone. Rest assured knowing you are providing a full service solution that not only solves your employees’ everyday financial challenges, but helps you add more value to your people.
Career starters
Support younger employees with financial literacy for the best chance at financial success
New parents
Provide access to workplace nursery scheme offerings to support new parents with extra savings
Home owners
Provide mortgage guidance through money management tools and access to mortgage advisors
Older workers
Provide pension support for your older workforce as they prepare for retirement
Family builders
Support family starters with adequate tools for pension, savings and investment plans
High earners
Provide access to estate planning tools and financial experts such as financial advisors
DE&I
Support women, minorities and disabled employees with inclusive tools and programmes
Neurodiversity
Deploy a tech-forward solution that caters for employees’ individual preferences
Everyone benefits from financial wellbeing
Benefits for your business
- Track ROI with detailed reports and aggregated real-time employee insights
- Put your people at the centre of your employee benefits strategy with data driven insights
- Boost productivity by reducing financial stress and giving employees peace of mind about their money.
- Enhance your employer brand with a compelling employee benefits offering
- Retain top talent by showing your commitment to their financial security and long-term success
- Maximise benefits utilisation with an intuitive platform that caters to every employee’s unique needs and life stage
Benefits for your employees
- Improve financial literacy and confidence with accessible self-serve digital learning journeys
- Feel more confident by using intuitive financial planning and budgeting tools
- Create a financially secure future for themselves and their family through pensions, savings and debt control
- Ensure they are tracking well for retirement through automated pension contributions
- Keep accountable to your financial commitments by working with a certified financial coach
- Protect your family and estate with expert will writing and estate planning services
What’s included in your package?
Choose from a wide selection of supporting tools, features and services to create a totally bespoke package for your team.
✔ Money management tools for your employees
Financial education resources
Access to our academy with on-demand learning modules. Webinars and guides to empower employees financially
Financial planning and budgeting tools
Access to our budget tracking tool to identify weak points in your spending habits. Financial planning tools for future readiness
Pension coaching that boosts savings
Access to our pension coaching programme that helps employees build a secure future and increases your NI savings by 50%
Exclusive retail deals and discounts
Exclusive deals and discount offers from leading retail brands including grocery stores like Tesco, Asda and Sainsbury’s
✔ Access to money experts
Unlimited 1-1 financial coaching sessions
Expert guidance from certified financial coaches who help shape a financial plan
Free sessions with a mortgage advisor
Expert support to help employees navigate home buying
Free sessions with a financial advisor
Access to certified financial experts to support employees with financial uncertainties
Discounts on wills
Affordable estate planning solutions and will writing services
✔ All-in-one benefits hub
Access all your benefits in one place with ease. Add, edit, or manage your benefits seamlessly, whether they’re within or outside of the Maji offering
✔ Salary sacrifice schemes
Pension salary sacrifice
Childcare salary sacrifice
Electric cars
Home and tech purchases
Cycle to work and more…
What you’ll get from Maji
Mobile app and web-based accessibility
Manage finances from anywhere – with iOS and Android apps as well as web application.
Tailored launch plan
Manage finances from anywhere – with iOS and Android apps as well as web application.
Detailed live reporting
Refine and optimise your employee wellness strategy with regular data insights and real-time reporting.
FCA regulated provider
Our platform is safe and regulated, with bank-grade encryption, allowing your employees to be at ease.
Invest in your team’s future
Ready to transform your employee experience with a leading financial wellbeing provider? Contact us today to learn more about how Maji can support your organisation.
We’re building a financially secure future for everyone…join us!
Frequently asked questions
What’s the business case for financial wellbeing?
Financial wellbeing at work is more important than ever. With over 80% of employees saying they are impacted by money worries at work, it’s clear that money stress can negatively affect your business. And, with the cost of living rising, the psychological toll is magnified, with 54% of UK adults now feeling dread, anxiety and depression as a result of concerns around finances. Developing a robust financial wellbeing policy can help support your employees through these tough times and beyond, leading them to feel more secure and happier at work.
What is financial wellbeing?
Financial wellbeing is a complex topic that encompasses many different aspects of a person’s circumstances, behaviours and attitudes. These component parts are multifaceted and interdependent.
The Money and Pensions Service provides a useful financial wellbeing definition that sums up the different areas:
‘‘Financial wellbeing is about feeling secure and in control. It is knowing that you can pay the bills today, can deal with the unexpected, and are on track for a healthy financial future. In short: confident and empowered.”
At Maji, we have used the latest academic research and industry thinking to develop our four pillars of financial wellbeing:
- Financial resilience: how well someone is able to withstand shocks to the system, such as losing income
- Money management: how someone deals with day to day money decisions and habits, like spending, saving, borrowing and budgeting
- Future planning: how well someone is prepared for long-term life goals, including retirement
- Money mindset: how someone feels about money, including their confidence and stress levels
What is the difference between coaching and advice?
Financial advisors recommend specific financial products or investments as a solution or next step for individuals seeking advice about their financial situation. The FCA regulates all financial advisers including mortgage, equity release, pension and investment advisers and sets the minimum standard of qualification and demonstrated competency including ongoing professional development and good financial behaviour.
The training and competent adviser status expected by the FCA in itself means the adviser has a minimum of two years financial industry experience. The FCA authorisation process also checks professional references, positive financial behaviours (conduct) and identification.
Financial coaches do not offer specific recommendations. They can guide groups or individuals through financial wellbeing and education sessions and support them into positive financial habits that in turn improve their financial situation and overall wellbeing. Financial coaches help with things such as:
- Providing generic guidance
- Sharing financial knowledge and information
- Empowering individuals to change behaviour
- Providing accountability for individuals who want support to change
- Helping individuals reflect on and identify actions that will improve their financial wellbeing
- Helping individuals use specific financial tools such as budgets or financial plans
There is currently no set expectation for Financial Coaches, Financial Wellbeing Specialists or Financial Educators to be regulated by the FCA. This is because there is no financial product involved nor a specific written and verbal recommendation tailored to an individual’s personal circumstances.
Whilst there are no regulatory requirements for qualification for these roles, Maji sets a high internal standard of professional experience, finance knowledge and personal skills for these specialists, as set out in our Expert Due Diligence Policy.
Does Maji offer bespoke company webinars?
Maji offers a bespoke and extensive webinar programme. In addition, your employees get access to monthly Masterclasses following Maji’s Money Curriculum.
