News & Insights.
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
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Claire CampherSo, you’ve assembled a brilliant benefits package for your employees. Whether you’ve gone for shopping discounts, gym memberships, an Employee...8 min readEmployee benefits Employers Financial wellbeing
Recent articles
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How to choose an employee discounts scheme
Employee discounts schemes are a common part of employee benefit packages – and it’s easy to see why. They give...Megan Worthing-Davies|Employee benefits -
Pension salary sacrifice for employers: what you should know
You might have heard of salary sacrifice (or its less unsettling name, salary exchange) before; you might even have been...Claire Campher|Pensions -
How to help employees save more into their workplace pensions
Pensions can be a paradox: super important for our futures, but something a lot of us just don’t want to...Claire Campher|Employers -
7 things to think about when choosing a workplace nursery scheme
As most parents will tell you, sorting out childcare can be a huge headache. There are so many things to...Claire Campher|Employers -
Opt-in vs opt-out: what’s the best way to get employees into a salary sacrifice pension arrangement?
Switching to a salary sacrifice pension arrangement for your employees makes a lot of sense. After all, both your company...Claire Campher|Employers -
6 salary sacrifice schemes where both you and your employees save money
Salary sacrifice schemes aren’t just employee perks. They’re powerful cost-saving tools for employers too. But they’re not all made equal....Claire Campher|Employees -
Understanding P11D: everything you need to know
Written in partnership with Hive HR Solutions. As an employer, providing benefits to your employees is a great way to...Claire Campher|Compliance and reporting -
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High earners, high risk? The business case for financial coaching
I had a conversation recently that stuck with me A colleague was speaking to a team member who was close...Claire Campher|Employee benefits -
Is salary sacrifice worth it for the employee?
What if you could pay less tax and take home more money – without changing your salary? That’s the power...Claire Campher|Employees -
Salary sacrifice schemes: what are they and how do they work?
HMRC salary sacrifice schemes are becoming increasingly invaluable for companies wanting to optimise their employee benefit packages while also managing...Claire Campher|Employers -
Boostworks and Maji partner to tackle financial stress as employees worry about debt
Rewards and incentives now an essential component to employee packages London, UK – 25th March 2025 – Boostworks, a leading...Claire Campher|Financial planning -
Turning the 2025 NI increase into NI savings for your business
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a...Claire Campher|Employers -
Trailblazer in Financial Wellbeing: Megan Worthing-Davies Wins Women in Innovation Award 2025
The Innovate UK Women in Innovation Awards is celebrating 50 women leading the charge in groundbreaking industries – from revolutionary...Claire Campher|Maji news -
3 reasons financial planning matters for your employees – and how employers can help
For employers, supporting financial planning in the workplace is a powerful way to create a more engaged, productive, and resilient...Claire Campher|Employers -
Festive spending hacks: 5 ways to spend wisely over the festive season
Let’s face it: December can be expensive! What with work parties, social gatherings with friends and neighbours, gifts, special dinners...Megan Worthing-Davies|Debt management -
Stay ahead of the budget: Save on rising NI costs with salary sacrifice
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Megan Worthing-Davies|Employers -
Saving money with salary exchange schemes: beyond the traditional pension
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Sahil Sethi|Employers -
Does your employer offer a savings boost? Here’s how to find out.
An Employee Savings Plan is a benefit offered by employers that allows employees to save over many years via paycheck...Sahil Sethi|Employees -
Stock market storms: Keep your feet on the ground
The current economic climate presents its own set of challenges for people looking to invest. Whether it’s rising inflation, global...Sahil Sethi|Employees -
Savings + pensions = foundations for financial security
We are fast approaching the annual celebration of UK Savings Week and UK Pension Awareness Day. It would be remiss...Megan Worthing-Davies|Employers -
Salary Advance Schemes – What’s (not) to love?
Put yourself in *Sarah’s shoes for a minute… Sarah’s financial journey has been a rollercoaster. Growing up with strict parents,...Megan Worthing-Davies|Employees -
Looking Beyond EAPs: The Role of Financial Wellbeing Providers
The number of employees in financial distress is rising: approximately 80% of employees are impacted by money worries at work...Megan Worthing-Davies|Employers -
Financial coaching vs advice – coaching series
Navigating the world of personal finance can be overwhelming. With a plethora of information available, it’s often difficult to know...Megan Worthing-Davies|Employers -
ED&I: A financial wellbeing imperative to bridge the pay and pension gap
The intersection of diversity, equity, and inclusion (ED&I) and financial wellbeing is a critical issue that’s often overlooked. The harsh...Megan Worthing-Davies|Employers -
What’s the best way to track financial wellbeing?
Measuring employee financial wellbeing is crucial for organisations seeking to improve employee satisfaction, productivity, and overall well-being. Research from PIB’s...Sahil Sethi|Employees -
Workplace nursery scheme: Everything you need to know (also known as childcare salary sacrifice)
What is the workplace nursery scheme? The workplace nursery scheme, also known as childcare salary sacrifice, allows employees to pay...Megan Worthing-Davies|Employers -
The Essential Guide: How Much Should You Save in Your Emergency Fund?
Did you know you have a 250,000,000/1 chance of dying from a falling coconut? Or, if you are left handed,...Megan Worthing-Davies|Employees -
Salary sacrifice case studies: How Maji is supporting tech employers with savings
At Maji, we’re proud to support forward-thinking employers with their financial wellbeing strategies. We also help employers make a tangible...Megan Worthing-Davies|Employers -
Financial Wellbeing Can Massively Improve People’s Lives
Interview with Richard Stovell, Maji’s Head of Financial Wellbeing Richard Stovell, Maji’s Head of Financial Wellbeing, is an employee benefits...Megan Worthing-Davies|Employers -
The link between diversity, inclusion and financial wellbeing
Financial worries are now the leading cause of workplace stress, a situation set to get worse as the cost of...Sahil Sethi|Employers -
What is ESG investing?
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one...Megan Worthing-Davies|Employees -
Different Types of Investments
By Catherine Thomas-Humphreys, The Finfluencer So we’ve learned about platforms, and we know about investment accounts, so let’s look at...Megan Worthing-Davies|Employees -
Choosing an Investment Account
by Catherine Thomas-Humphreys, The Finfluencer When we get started with investing, we need to decide where to put our money....Megan Worthing-Davies|Employees -
What is Diversification?
By Catherine Thomas-Humphreys, The Finfluencer In investing terms, diversification is the word that describes the phrase “don’t put all of...Megan Worthing-Davies|Employees -
Why gig workers need financial wellbeing support too
The so-called ‘gig economy’ in the UK is huge: around 4.4 million people work for gig platforms at least once...Megan Worthing-Davies|Employers -
Am I ready to invest?
by Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Before diving into the world of investing, it’s crucial to take a step back and evaluate...Megan Worthing-Davies|Employees -
Choosing an investment platform
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go...Megan Worthing-Davies|Employees -
The power of open banking at your fingertips
Have you heard about open banking? This nifty technology lets you connect your online bank accounts to websites and apps...Megan Worthing-Davies|Employees -
Expert support from Maji’s panel of specialists
There are times in our lives when we need a little extra help. Finance is no exception. Luckily, there are...Megan Worthing-Davies|Employees -
This simple change could give people on National Minimum Wage a payrise
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...Megan Worthing-Davies|Employers -
Tackling the cost of living crisis for employees with a strong financial wellbeing strategy
In our first two blogs on the topic of the cost of living crisis (1,2), we’ve highlighted why this turbulent...Megan Worthing-Davies|Debt management -
Renting vs Buying
Unsure whether to rent or think about buying? Check out our post to help you decide. [...]Read More...Megan Worthing-Davies|Employees -
What you need to know about Lasting Power of Attorney
Written in conjunction with Catherine Thomas-Humphreys, aka The Finfluencer. A power of attorney is a legal document that allows you...Megan Worthing-Davies|Employees -
How can your benefits package support your employees through the cost of living crisis?
The cost of living crisis has hardly been out of the headlines. And for good reason: rising prices for lots...Megan Worthing-Davies|Employers -
5 practical steps to building a corporate financial wellbeing strategy
This post is by our Launchpad intern Heng Chew, from the University of Sheffield, exploring the importance of a corporate...Megan Worthing-Davies|Employers -
Financial wellbeing: where do employees need more support?
Maji’s mission is to build a financially secure future for everyone. But there’s no ‘one size fits all’ solution; each...Megan Worthing-Davies|Employers -
Nurturing financial wellbeing in a post-pandemic world
This article is by Heng Chew, our intern from Sheffield University. Just over two years ago, the World Health Organization...Megan Worthing-Davies|Employers -
Three ways to support employees through the cost of living crisis
The cost of living crisis is becoming hard to ignore. We’re facing higher energy bills, higher food costs, and rising...Megan Worthing-Davies|Employers -
How investing in employee wellbeing can help retention during ‘The Great Resignation’
This guest blog was written by Jess Koh, our Launchpad intern from the University of Sheffield. Beginning in early 2021,...Megan Worthing-Davies|Employers -
Can money truly buy you happiness?
It’s International Day of Happiness, so we are taking a deep dive into the relationship between wealth and money! Can...Megan Worthing-Davies|Employees -
Switching salary sacrifice schemes? Here’s our top 4 things to avoid
It’s tempting to think about switching salary sacrifice schemes and running them internally. After all, what could be so hard...Megan Worthing-Davies|Employers -
Who gets my money if I pass away?
Saving for the future is one of the most important things we can do to safeguard ourselves and our loved...Megan Worthing-Davies|Employees -
Government benefits and salary sacrifice: what do I need to know?
In salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...Megan Worthing-Davies|Employers -
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...Megan Worthing-Davies|Employers -
Why you should find out your credit score
We always get told that our credit score is important, but what exactly is it and why should we care...Megan Worthing-Davies|Employees -
Should I consolidate into my existing pension, or a new one?
If you’ve done your research and decided consolidation is for you, the next decision is where to put your money....Megan Worthing-Davies|Employees -
Dealing with finances during divorce
Divorce can be stressful and painful. Ending a significant relationship usually has a significant emotional impact and there’s a lot...Megan Worthing-Davies|Divorce and separation -
Do I need life or critical illness insurance?
If you’re a homeowner, it’s a good idea to have some kind of life and/or illness cover. This is because...Megan Worthing-Davies|Employees -
What types of general insurance do I need?
If you own a house, car, bike or even a device such as laptop, you’ll have a good idea of...Megan Worthing-Davies|Employees -
4 reasons you may need insurance
Life is full of exciting milestones like buying a house, buying a car and travelling abroad! But these things are...Megan Worthing-Davies|Employees -
Where to save money for buying a property
Buying a property, for most people, means saving a hefty sum of money. Whilst the more organised among us may...Megan Worthing-Davies|Employees -
Debt: The good, the bad and the ugly
Dealing with debt? You’re not alone. The average household debt in the UK is £57,910. For most people, that debt...Sahil Sethi|Debt management -
5 ways to develop a positive money mindset
Having a positive money mindset can transform your personal finances. We’ve compiled a list of steps to help you get...Megan Worthing-Davies|Employees -
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...Megan Worthing-Davies|Employers -
How to create an impactful financial wellbeing strategy
Financial wellbeing is the state of having control over your finances, being prepared for the unexpected, and feeling confident about...Megan Worthing-Davies|Financial wellbeing -
How to choose an ethical workplace pension
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...Megan Worthing-Davies|Employers -
How do I know if my pension is doing well?
Have you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your...Megan Worthing-Davies|Employees -
Read this if you’re thinking of changing pension provider
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...Megan Worthing-Davies|Employers -
Make the most of your financial plan
Major life goals can feel overwhelming. Want to buy a house? Have a family? Travel the world? None of these...Megan Worthing-Davies|Employees -
5 effective ways to prepare for life’s major financial milestones
You can never be totally prepared for what life will throw at you, but you can make sure you are...Megan Worthing-Davies|Debt management -
How do I consolidate my pension?
In our first blog on pension consolidation, we helped you work out if it’s something you should be considering. If...Claire Campher|Employees -
Seven ways to improve your pension offer
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...Megan Worthing-Davies|Employers -
How (and where) to save money
It’s always good to save money – regardless of how, where or why. But savings products are designed for different...Megan Worthing-Davies|Other -
5 reasons why you need to start talking to your kids about money
Parents are bombarded with all sorts of the things to teach their kids. Good manners, how to be healthy, how...Claire Campher|Other -
Default funds – are they the right fit for you?
What is a default fund? A fund is where your money is pooled with other people’s in a mix of...Sahil Sethi|Employees -
Risks you face when saving for your financial goals
The biggest risk to your financial goals is the risk of not being able to meet them When people think...Sahil Sethi|Employees -
Workplace pensions guide for employers: Set up payroll pension contributions and make payments
Welcome to the final part of our series, ‘Pensions 101’, aimed at small business owners setting up their first workplace...Claire Campher|Employers -
Do I need a financial advisor?
You may be asking yourself if you need a financial advisor to help you navigate the world of pensions and...Megan Worthing-Davies|Employees -
Workplace pension contributions: How much is enough?
If you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today...Claire Campher|Employees -
See all your pensions in one place
If you want to know how much is in your bank account, it’s pretty easy these days to check via...Megan Worthing-Davies|Employee benefits -
Workplace pensions: welcome to the 90%…
If you are, or soon will be contributing to a workplace pension, you’re joining the 90% of eligible employees choosing...Claire Campher|Employees -
Should I consolidate my pension?
One of Maji’s most frequently asked questions is ‘should I consolidate my pension?’. It’s a term you might have seen...Claire Campher|Employee benefits -
Empowered women are taking control of their pensions
Women have come a long way in fighting for equality over the last century. And in the last decade, the...Claire Campher|Other -
Is your pension in the £20 billion pot of lost pensions?
Yes – you read that right. In the UK, there’s £20 billion in lost pension money. You may be wondering...Sahil Sethi|Employees -
Workplace pensions guide for employers: How to achieve employee pension engagement
This is the fourth article in our series about how to set up a workplace pension scheme. Once your pension...Claire Campher|Employers -
Supporting your colleagues’ financial health in the pandemic
Leaders, HR Directors and founders: learn how to build your colleagues’ financial health with a financial wellbeing solution. The Covid-19...Megan Worthing-Davies|Employee benefits -
Workplace pensions guide for employers: Manage pension statutory obligations to staff
This is the third article in our series about how to set up a workplace pension scheme. You’ve set up...Claire Campher|Employers -
10 common mistakes people make before getting a mortgage – part 2
Find out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...Martyn Allen|Employees -
10 common mistakes people make before getting a mortgage (part 1)
Find out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...Martyn Allen|Employees -
Workplace pensions guide for employers: Workplace pension scheme setup
Th is the second article in our series about how to set up a workplace pension scheme. So, you’ve read...Claire Campher|Employers -
Workplace pensions guide for employers: Getting started
This is the first article in our series about how to set up a workplace pension scheme. If you employ...Claire Campher|Employers -
How to give your children £500,000 in ‘free’ money
You can take an action today which could give your children hundreds of thousands of pounds in the future for...Will Rainey|Employees -
Things I’ve learned from participating in business accelerators
Maji is joining Tech Nation’s prestigious Fintech 3.0 programme. Business accelerators have played an important role in Maji's journey to...Sahil Sethi|Maji news -
Are you fighting fit for a fabulous financial future?
If the word pensions fills you with dread, you’re not alone. Seventy-seven percent of people say they don’t understand their...Megan Worthing-Davies|Employees -
Maji helps people take control of their financial future
More than 15 million Britons are not saving adequately for retirement and almost half of all UK adults have under...Sahil Sethi|Maji news