Maji Blog
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement. Plus, find out more about Maji and what we're doing to bring a financially secure future to everyone.
Latest article
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Am I ready to invest?Catherine Millerby Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) 10 questions to ask yourself before beginning to invest: Emergency saving: Do I have sufficient cash...2 min readWellbeing for individuals
Related articles
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Catherine Miller
Choosing an investment platform
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go...7 min readPensions for Individuals -
Catherine Miller
The power of open banking at your fingertips
Have you heard about open banking? This nifty technology lets you connect your online bank accounts to websites and apps...3 min readWellbeing for individuals -
Catherine Miller
Expert support from Maji’s panel of specialists
There are times in our lives when we need a little extra help. Finance is no exception. Luckily, there are...2 min readWellbeing for individuals -
Catherine Miller
This simple change could give people on National Min...
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...5 min readPensions for Employers -
Catherine Miller
Tackling the cost of living crisis for employees wit...
In our first two blogs on the topic of the cost of living crisis (1,2), we’ve highlighted why this turbulent...4 min readWellbeing for employers -
Izzy Larsen
Renting vs Buying
Unsure whether to rent or think about buying? Check out our post to help you decide. [...]Read More...4 min readWellbeing for individuals -
Megan Worthing-davies
What you need to know about Lasting Power of Attorney
Written in conjunction with Catherine Thomas-Humphreys, aka The Finfluencer. A power of attorney is a legal document that allows you...6 min readWellbeing for individuals -
Catherine Miller
How can your benefits package support your employees...
The cost of living crisis has hardly been out of the headlines. And for good reason: rising prices for lots...6 min readWellbeing for employers -
Catherine Miller
5 practical steps to building a corporate-wide finan...
This post is by our Launchpad intern Heng Chew, from the University of Sheffield. In March 2022, the ONS announced...5 min readWellbeing for employers -
Catherine Miller
Financial wellbeing: where do employees need more su...
Maji’s mission is to build a financially secure future for everyone. But there’s no ‘one size fits all’ solution; each...5 min readWellbeing for employers -
Catherine Miller
Nurturing financial wellbeing in a post-pandemic world
This article is by Heng Chew, our intern from Sheffield University. Just over two years ago, the World Health Organization...6 min readWellbeing for employers -
Catherine Miller
Three ways to support employees through the cost of ...
The cost of living crisis is becoming hard to ignore. We’re facing higher energy bills, higher food costs, and rising...5 min readWellbeing for employers -
Catherine Miller
How investing in employee wellbeing can help retenti...
This guest blog was written by Jess Koh, our Launchpad intern from the University of Sheffield. Beginning in early 2021,...6 min readWellbeing for employers -
Catherine Miller
National insurance increase 2022: is salary sacrific...
The Chancellor this week announced another change to National Insurance arrangements, this time an increase in threshold. Previously, the government...4 min readPensions for Employers -
Izzy Larsen
Can money truly buy you happiness?
It’s International Day of Happiness, so we are taking a deep dive into the relationship between wealth and money! Can...4 min readWellbeing for employers -
Megan Worthing-davies
Top 4 things to avoid for a successful salary sacrif...
It’s tempting to think about implementing salary sacrifice without any external help. After all, what could be so hard about...5 min readPensions for Employers -
Catherine Miller
Who gets my money if I pass away?
Saving for the future is one of the most important things we can do to safeguard ourselves and our loved...5 min readPensions for Individuals -
Megan Worthing-davies
Government benefits and salary sacrifice: what do I ...
In salary sacrifice, a person exchanges their pay in return for their employer making an increased pension contribution. Salary sacrifice...7 min readPensions for Employers -
Megan Worthing-davies
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...6 min readPensions for Employers -
Izzy Larsen
Why you should find out your credit score
We always get told that our credit score is important, but what exactly is it and why should we care...4 min readWellbeing for individuals -
Catherine Miller
Should I consolidate into my existing pension, or a ...
If you’ve done your research and decided consolidation is for you, the next decision is where to put your money....5 min readPensions for Individuals -
Catherine Miller
Dealing with finances when you divorce
Divorce can be stressful and painful. Ending a significant relationship usually has a significant emotional impact and there’s a lot...8 min readWellbeing for individuals -
Catherine Miller
Do I need life or critical illness insurance?
If you’re a homeowner, it’s a good idea to have some kind of life and/or illness cover. This is because...5 min readWellbeing for individuals -
Catherine Miller
What types of general insurance might I need?
If you’ve taken our self-assessment quiz, you’ll have a good idea of what kinds of insurance you might need to...4 min readWellbeing for individuals -
Izzy Larsen
Four reasons you may need insurance
Life is full of exciting milestones like buying a house, buying a car and travelling abroad! But these things are...5 min readWellbeing for individuals -
Catherine Miller
Where to save money for buying a property
Buying a property, for most people, means saving a hefty sum of money. Whilst the more organised among us may...7 min readWellbeing for individuals -
Sahil Sethi
Debt: The good, the bad and the ugly
The average household debt in the UK is £62,813. For most people, that debt is made up of secured debt...3 min readWellbeing for individuals -
Izzy Larsen
5 ways to develop a positive money mindset
Having a positive money mindset can transform your personal finances. We’ve compiled a list of steps to help you get...4 min readWellbeing for individuals -
Catherine Miller
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...5 min readPensions for Employers -
Catherine Miller
How to create an impactful financial wellbeing strategy
Financial wellbeing is one of the hot topics for leaders. Not only are money worries a well-documented drain on employee...5 min readWellbeing for employers -
Catherine Miller
How to choose an ethical workplace pension
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...4 min readPensions for Employers -
Izzy Larsen
How do I know if my pension is doing well?
Have you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your...6 min readPensions for Individuals -
Catherine Miller
Take the sting out of the National Insurance increas...
The Government has just announced a rise in National Insurance contributions with the aim of funding health and social care....4 min readPensions for Employers -
Catherine Miller
Take the sting out of the National Insurance increas...
The Government has just announced a rise in National Insurance contributions with the aim of funding health and social care....3 min readPensions for Individuals -
Megan Worthing-davies
Read this if you’re thinking of changing pension pro...
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...7 min readPensions for Employers -
Catherine Miller
Make the most of your financial plan
Major life goals can feel overwhelming. Want to buy a house? Have a family? Travel the world? None of these...4 min readWellbeing for individuals -
Izzy Larsen
5 effective ways to prepare for life’s major financi...
You can never be totally prepared for what life will throw at you, but you can make sure you are...4 min readWellbeing for individuals -
Catherine Miller
How do I consolidate my pension?
Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...4 min readPensions for Individuals -
Catherine Miller
Seven ways to improve your pension offer
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...7 min readPensions for Employers -
Izzy Larsen
Saving money – the how and where
Having a pot of money to dip into doesn’t happen overnight. There are a variety of different ways to save...7 min readWellbeing for individuals -
Izzy Larsen
5 side hustles to boost your income
To help protect your money and increase your financial independence, you could diversify your income streams. Side hustles are becoming...4 min readWellbeing for individuals -
Sahil Sethi
Default funds – are they the right fit for you?
What is a default fund? “Default” fund: A fund is where your money is pooled with other people’s in a...8 min readPensions for Individuals -
Sahil Sethi
Risks you face when saving for your financial goals
The biggest risk to your financial goals is the risk of not being able to meet them When people think...1 min readPensions for Individuals -
Izzy Larsen
Why you need to start investing!
Investing can seem daunting to us. From a young age we are taught to save, save, save. But your money...4 min readWellbeing for individuals -
Catherine Miller
Salary sacrifice for employers: what you should know
A salary sacrifice pension arrangement is a win-win for you and your employees. We tell you what you need to...5 min readPensions for Employers -
Catherine Miller
Maji’s Pensions 101 Guide for Employers: Set up pens...
You've nearly finished setting up your workplace pension as a new employer. How do you set up pension contributions in...4 min readPensions for Employers -
Izzy Larsen
5 reasons why you need to start talking to your kids...
Being open about your finances and teaching your children the value of money will help them be more financially literate...5 min readWellbeing for individuals -
Catherine Miller
Do I need a financial advisor?
You may be asking yourself if you need a financial advisor to help you navigate the world of pensions and...4 min readWellbeing for individuals -
Catherine Miller
How much should I contribute to my pension?
If you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today...2 min readPensions for Individuals -
Catherine Miller
See all your pensions in one place
Maji lets you see all your pension accounts in one place, so you have an overview of exactly how much...2 min readPensions for Individuals -
Catherine Miller
Welcome to the 90%…
If you are, or soon will be contributing to a workplace pension, you’re joining the 90% of eligible employees choosing...3 min readPensions for Individuals -
Catherine Miller
Should I consolidate my pension?
Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...6 min readPensions for Individuals -
Megan Worthing-davies
Empowered women are taking control of their pensions
Men have 40% more than women in their pension. But, knowledge is power – and this International Women’s Day, we...8 min readPensions for Employers -
Sahil Sethi
Is your pension in the £20 billion pot of lost pensi...
There are more than 1.6 million lost pensions in the UK. Here are some tips on how to find a...5 min readPensions for Individuals -
Catherine Miller
Maji’s Pensions 101 Guide for Employers: Engage Your...
This article looks at why you should engage your employees with their pension and how to go about this as...3 min readPensions for Employers -
Catherine Miller
Supporting your colleagues’ financial health i...
This article looks at how you can support your colleagues with their financial health, especially in difficult times. What does...3 min readWellbeing for employers -
Catherine Miller
Maji’s Pensions 101 Guide for Employers: Manage your...
This article looks at what you need to do as an employer to meet your statutory obligations to employees. Whom...5 min readPensions for Employers -
Martyn Allen
10 common mistakes people make before getting a mort...
Find out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...3 min readWellbeing for individuals -
Martyn Allen
10 common mistakes people make before getting a mort...
Find out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...2 min readWellbeing for individuals -
Catherine Miller
Maji’s Pensions 101 Guide for Employers: Setting Up ...
This article looks at the mechanics of setting up your workplace pension as a new employer. How do you choose...6 min readPensions for Employers -
Catherine Miller
Maji’s Pensions 101 Guide for Employers: Getting Sta...
This article covers the basics of setting up your workplace pension as an employer: What is a pension? What is...5 min readPensions for Employers -
Will Rainey
How to give your children £500,000 in ‘free’ money
You can take an action today which could give your children hundreds of thousands of pounds in the future for...7 min readWellbeing for individuals -
Sahil Sethi
Things I’ve learned from participating in busi...
Maji is joining Tech Nation’s prestigious Fintech 3.0 programme. Business accelerators have played an important role in Maji's journey to...4 min readMaji news -
Catherine Miller
Are you fighting fit for a fabulous financial future?
If the word pensions fills you with dread, you’re not alone. Seventy-seven percent of people say they don’t understand their...6 min readPensions for Individuals -
Sahil Sethi
Maji helps people take control of their financial fu...
More than 15 million Britons are not saving adequately for retirement and almost half of all UK adults have under...5 min readMaji news
