Salary Sacrifice


Maximise savings from pension salary sacrifice, in 1 hour.

We help SMEs change their existing pension to a salary sacrifice arrangement, quickly and with no hassle. You get 95-100% of employees opted in, reduce your administration by 80% and increase savings by a minimum of 10% per year.

    Get our guide to implementing salary sacrifice!


    Make savings worth up to £1,300 per employee per year


    Give employees a pay rise of up to £600 per year


    Give higher rate tax paying employees full tax relief (no more self assessment tax returns!)

    Join the growing list of companies offering Maji

    Save money and time with Maji

    Maji is the UK’s leading digital salary sacrifice scheme manager – making it simple for you to benefit from HMRC’s tax reductions, and engaging employees in their pensions to maximise mutual savings.

    How much could you save?

    How many employees do you have?

    What’s their average annual salary (£)?



    a year based on a minimum employee contribution of 5% of salary.

    What’s more, through Maji’s coaching if your employees increase their savings to the recommended level of 10-12%, it will more than double your savings!

    How Maji helps with salary sacrifice

    Quick and easy digitised process

    Maji’s digital process lets employees consent with one click, stores all your records electronically and generates automatic contract addenda when necessary. No more paperwork!

      Get our guide to implementing salary sacrifice!

      Value for money

      We cost less than a coffee for each employee a month. And due to our behavioural nudges and expert coaching, you can double your cost savings from salary sacrifice.

      Make your scheme a success with Maji’s top tips!

      Full support for employees

      Personalised calculations, communications and an employee workshop ensure your staff feel fully supported. We also take care of your employees’ queries – employees can chat to us anytime, anyplace. Plus easy onboarding for new joiners into the scheme.

      About salary sacrifice

      Salary sacrifice, also known as salary exchange, is a scheme run by HMRC that involves a simple administrative change to how pension payments are made. This saves you and your employees money by lowering your National Insurance tax bill. It’s one benefit that’s a no-brainer to offer!

      Maji makes your pension better too!

      Personalised video

      77% of employees want more help to understand their pension.

      Introduce employees’ pension scheme with a personalised explainer video that brings your provision to life.

      Guidance and coaching

      1 in 3 employees don’t know how much to save. 

      Let Maji’s accessible tools and calculators help employees create a clear savings plan and feel confident about their future.

      Contribution rate control

      The default rate of 8% is only 50% of the recommended savings rate. 

      Make it easy for employees to save more. One click savings options let them take control of their financial planning.

      Smart tech

      ‘Save more tomorrow’ has helped 15 million people in the US boost their retirement savings so far.

       Help employees achieve their long term savings goals with Maji’s unique ‘set and forget’ tool that auto increases their contributions annually.


      Maji embeds the pension into an employee’s financial journey, improving engagement through a holistic financial planning experience, coaching journeys, connection with financial experts and masterclasses. Visit the homepage to see all the extra features you get as part of a subscription.

      What others say

      Maji’s features

      Digital salary sacrifice scheme manager
      Personalised video introduction to pension scheme for each employee
      Workplace pension engagement information and coaching
      Contribution rate control making it easy for employees to model and adjust savings
      Smart technology to auto increase employee contributions
      Financial education centre (money guides and step by step coaching)
      Live balance tracking for bank accounts, savings and investments, loans and mortgages, pensions and property
      Financial health assessment and personalised improvement plans
      1-1 support from vetted financial advisors, mortgage advisors and coaches
      Advanced retirement and financial planner
      Employer benefit package promotion
      Employer analytics
      Powerful employer analytics
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