Let’s face it: December can be expensive! What with work parties, social gatherings with friends and neighbours, gifts, special dinners and New Year celebrations, festive spending can rack up a significant cost if not managed carefully. And, of course, after a couple of restricted years, we are all keen to make the most of our […]
Category: Debt management
Tackling the cost of living crisis for employees with a strong financial wellbeing strategy
In our first two blogs on the topic of the cost of living crisis (1,2), we’ve highlighted why this turbulent time might be difficult for your employees, and some practical steps you can take to support them. But short-term solutions might not be enough. With the possibility of a long-lasting crisis ahead of us, putting […]
Debt: The good, the bad and the ugly
Dealing with debt? You’re not alone. The average household debt in the UK is £57,910. For most people, that debt is made up of secured debt (like a mortgage), but can also encompass personal loans, credit cards and store cards, and ‘buy now, pay later’ schemes. While getting into too much debt can create problems, […]
5 effective ways to prepare for life’s major financial milestones
You can never be totally prepared for what life will throw at you, but you can make sure you are financially prepared to achieve your goals and tackle life’s ups and downs. To make a big purchase or prepare for a comfortable retirement you’ll need a sizeable pot to fund it. But don’t panic! Whether you are buying a car, a house, or paying off your student debt, we have compiled this list of our top five tips to help you get prepared for meeting your financial milestones. […]