Borrowing money can sometimes be a necessary step towards your goals. But borrowing too much without a plan for the next steps, or unexpected life events disrupting your income, can result in repayments becoming overwhelming. With support, you can create and execute a plan for repaying your debts and reducing the stress that goes with […]
When you have worries about your money, where can you turn? It can be hard to know where to get help, especially when you have limited time to search for resources. But struggling alone can lead to unnecessary stress and hardship. Why should you seek support with your finances? Money worries can cause a great […]
Imagine a scenario where you no longer have the capacity to make decisions about your finances or your healthcare. This could be down to a serious medical condition like dementia or Alzheimer’s, or an accident causing a brain injury. Although you are no longer able to manage your own affairs, someone will need to have […]
We often talk about money in terms of numbers – budgets, pensions, savings rates. But beneath all of that sits something more powerful: agency. When money feels chaotic, it affects more than your bank balance. It impacts your confidence, your stress levels, and your sense of control over your future. Financial self-determination is about rebuilding […]
When we think about “financial wellbeing,” we usually picture the things that impact our daily lives – getting a handle on the monthly budget, choosing the right salary sacrifice schemes, or watching our pension pot grow. But there is one vital piece of the puzzle that often gets pushed to the bottom of the to-do […]
When we talk about financial wellbeing, we often focus on the numbers coming in – our salary, our salary sacrifice savings, or our monthly budget. But have you ever stopped to look at the big picture of everything you actually own? This is where an Asset Register comes in. Think of it as a master […]
Opting out of a pension can seem like a logical choice when immediate financial pressures take priority. We see it happen often: it’s sometimes hard to prioritise your retirement fund when you need the funds today. Many people make this decision because they’re struggling to cover everyday expenses, find pensions too complex or inaccessible, or […]
Just like working with a sports coach, working with a financial coach can help you identify your current strengths and weaknesses, make a plan to hit your goals and take action towards your desired financial future. We’re here to break down why you should consider connecting with a financial coach to boost your financial wellbeing […]
Salary sacrifice schemes aren’t just employee perks. They’re powerful cost-saving tools for employers too. But they’re not all made equal. While there are many options out there, only a select few offer meaningful National Insurance savings for both employers and employees. These schemes not only improve financial wellbeing across your workforce, but they also deliver […]
What if you could pay less tax and take home more money – without changing your salary? That’s the power of salary sacrifice. Think of the HMRC salary exchange initiative – also known as salary sacrifice – as a clever strategy where everyone wins. You agree to exchange some of your salary for benefits you […]
Blog
Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
