If you’ve started thinking about saving for your children’s future, you’ve probably landed on the same fork in the road most parents do: comparing a Junior ISA vs Junior SIPP (junior pension) Both offer attractive tax perks and allow you to invest on a child’s behalf. However, they serve entirely different life stages. The right […]
Making decisions about your money can be stressful. Being clear about the values that guide you can help cut that stress. Your financial wellbeing isn’t just about budgeting or building savings: it’s also about staying true to what’s important to you. And with your core beliefs in hand, you’ll be more able to steer your […]
When it comes to managing your money, few things matter more than having clear financial goals. Goals give your money a purpose – they turn vague intentions into a plan you can actually follow. But knowing where to start isn’t always obvious. This guide covers the essentials: what a financial goal really is, how to […]
Most people have more financial accounts than they realise. A current account here, a savings pot there, a pension from a job you left three years ago, a credit card you rarely use. Over time, financial life tends to spread across multiple providers – and keeping track of all of it, mentally, becomes difficult. This […]
Taking a student loan, getting a mortgage or using a credit card for occasional spending: just some of the common ways to borrow. Borrowing money can therefore be an important part of meeting some of your goals, but it’s important to understand the fundamentals so you can balance your debts. What is borrowing? When you […]
We’ve looked at how you could reflect on your past self. Now, when you think about yourself in the future, what do you imagine? Maybe you’d like to be financially better off, or enjoying an important life milestone. Perhaps you’d like to retire at some point in years to come. To reach those future goals, […]
Learning more about managing your money isn’t just about learning the terminology or understanding complex ideas. Reflecting on your past actions, including your strengths and areas to improve, can help you become more confident and take more appropriate action. We’ve put together some of the key questions that can help you learn from your past […]
As an adult, you probably carry with you memories of how your family dealt with their finances. Or perhaps not – many families still don’t talk about money matters. Many people also had limited financial education at school or difficult experiences with money in later life. All of these things can lead to lower confidence […]
Would you be able to cope if your rent, mortgage or other regular bills increased? The shifting economy of recent years has meant rising costs for many: over 3 million people face higher mortgage repayments as their fixed deals end, and two thirds of renters say they may need to move if their rent bill […]
Borrowing money can sometimes be a necessary step towards your goals. But borrowing too much without a plan for the next steps, or unexpected life events disrupting your income, can result in repayments becoming overwhelming. With support, you can create and execute a plan for repaying your debts and reducing the stress that goes with […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
