The 2020s have seen a transformation in the workplace. The pandemic was a watershed moment that helped bring employee wellbeing to the fore: in 2023, 72% of businesses said they were making wellbeing a greater priority. As well as physical and emotional health, more companies are also considering the importance of employee financial wellbeing. But […]
Cycling to work isn’t just good for your employees’ health – it’s one of the most straightforward, cost-effective salary sacrifice schemes available to UK employers. Cycle to Work salary sacrifice enables employees to lease a bicycle and cycling equipment through their gross pay, spreading the cost while saving on Income Tax and National Insurance. For […]
After weeks of speculation, the UK’s November 2025 Budget has introduced proposed changes to pension salary sacrifice schemes – also referred to as pension salary exchange – which allow employees to exchange part of their salary for increased pension contributions. In this article, we’ll summarise what’s been announced, what it could mean for employees and […]
As companies attract and grow young talent, many new starters are navigating big financial milestones…from their first paycheque and mounting student debt to balancing rent, social life, and long‑term goals like home ownership or retirement savings. Without the right support, money stress can lead to distracted employees, reduced engagement and even burnout. In this article, […]
When you’re building your company’s benefits package, it can be hard to know where to focus your efforts. Invest in a couple of big-ticket items, or create a suite of smaller benefits? Benefit stacking, or putting together a range of lower-cost options, can actually help you make a bigger impact on your employees without needing […]
An employee discounts platform offers your team access to deals, vouchers, cashback or other money-saving opportunities via a website or app. Savings are usually made on everyday purchases like groceries, gym membership, or clothing or on bigger items like entertainment tickets, meals out or holidays. An increasingly popular part of many employee benefits packages, a […]
From higher National Insurance bills to bigger energy costs, many businesses are facing a squeeze right now. This can be especially true for SMEs, who need to make sure every pound is accounted for. So when it comes to retaining and rewarding the best employees, increasing salary can be tough, especially when that comes with […]
When setting up your workplace benefits, you might be wondering what to include in the package to help employees feel supported and rewarded at work. Two popular options are discounts and incentives. But what’s the difference? An employee discounts scheme offers employees money off purchases, which might be everyday costs like coffee, groceries or subscriptions, […]
Your business may have a number of different goals – and I’m betting that one of them is to make money, if you’re in the for-profit arena. But it’s also important to develop your ESG goals alongside. ESG stands for Environmental, Social and Governance: i.e. the ways in which you might seek to make a […]
Salary sacrifice schemes are a cornerstone of modern, tax-efficient employee benefits. They offer tangible National Insurance savings for both your business and your employees, making benefits like pension contributions and workplace nursery fees significantly more affordable. When your trusted accountant offers to “handle the process” for a lower fee than a specialist financial wellbeing provider, […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
