Put yourself in *Sarah’s shoes for a minute… Sarah’s financial journey has been a rollercoaster. Growing up with strict parents, she’d always been a saver with set foundations. But university turned her world upside down. Loans, grants, and part-time jobs couldn’t keep pace with her cost of living. In addition, graduation brought a false sense […]
Measuring employee financial wellbeing is crucial for organisations seeking to improve employee satisfaction, productivity, and overall well-being. Research from PIB’s 2024 Wellbeing Revolution Report shows that a staggering 50% of corporate employers don’t have the data to make informed decisions on future employee benefit strategies. Understanding employees’ financial situations provides valuable insights into their needs […]
Did you know you have a 250,000,000/1 chance of dying from a falling coconut? Or, if you are left handed, you have a 4,400,000/1 of being killed using a right-handed product? Yes, ok, these incidents are highly, highly unlikely. But the chances of everyday emergencies affecting you are worth considering… For example: On average Brits […]
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one acronym you might want to remember. So, what is ESG investing? It’s also known as ‘sustainable’ or ‘responsible’ investing, but the ESG title (Environmental, Social and Governance) helps to pin down what that covers in […]
By Catherine Thomas-Humphreys, The Finfluencer So we’ve learned about platforms, and we know about investment accounts, so let’s look at what we can actually invest inside those accounts. There is a wide range of investments available and a collection of them would be called an investment portfolio. You want to aim for a broad range […]
by Catherine Thomas-Humphreys, The Finfluencer When we get started with investing, we need to decide where to put our money. In addition to choosing an investing platform, we also need to decide which investing account might be the right fit. An investment account is sometimes called an investment product or tax wrapper. They include pensions, adult […]
By Catherine Thomas-Humphreys, The Finfluencer In investing terms, diversification is the word that describes the phrase “don’t put all of your eggs in one basket”. But what does that mean and how do we go about it? When you focus on one investment type, and it fails or falls, you risk losing all your “eggs”. […]
by Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Before diving into the world of investing, it’s crucial to take a step back and evaluate your financial foundation and goals. ‘Am I ready to invest?’ is a complex question that involves research, understanding financial commitment. Investing can offer a powerful way to grow your money over time, but it isn’t […]
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go to Tesco to buy all your food, you go to a platform to buy your investment account and then the investments within that account. It’s an online service that an investor can use in order […]
Have you heard about open banking? This nifty technology lets you connect your online bank accounts to websites and apps so you can see how much money you have and what you’re spending it on. The advantage of open banking is that you can gain a deeper understanding of your money. Not sure why you’re […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
