When we talk about financial wellbeing, we often focus on the numbers coming in – our salary, our salary sacrifice savings, or our monthly budget. But have you ever stopped to look at the big picture of everything you actually own? This is where an Asset Register comes in. Think of it as a master […]
Opting out of a pension can seem like a logical choice when immediate financial pressures take priority. We see it happen often: it’s sometimes hard to prioritise your retirement fund when you need the funds today. Many people make this decision because they’re struggling to cover everyday expenses, find pensions too complex or inaccessible, or […]
Just like working with a sports coach, working with a financial coach can help you identify your current strengths and weaknesses, make a plan to hit your goals and take action towards your desired financial future. We’re here to break down why you should consider connecting with a financial coach to boost your financial wellbeing […]
Salary sacrifice schemes aren’t just employee perks. They’re powerful cost-saving tools for employers too. But they’re not all made equal. While there are many options out there, only a select few offer meaningful National Insurance savings for both employers and employees. These schemes not only improve financial wellbeing across your workforce, but they also deliver […]
What if you could pay less tax and take home more money – without changing your salary? That’s the power of salary sacrifice. Think of the HMRC salary exchange initiative – also known as salary sacrifice – as a clever strategy where everyone wins. You agree to exchange some of your salary for benefits you […]
Let’s face it: December can be expensive! What with work parties, social gatherings with friends and neighbours, gifts, special dinners and New Year celebrations, festive spending can rack up a significant cost if not managed carefully. And, of course, after a couple of restricted years, we are all keen to make the most of our […]
An Employee Savings Plan is a benefit offered by employers that allows employees to save over many years via paycheck deductions or other mechanisms for a variety of goals, such as emergency funds or holidays. […]
The current economic climate presents its own set of challenges for people looking to invest. Whether it’s rising inflation, global instability, or fluctuating interest rates, the uncertainty in today’s market can cause significant anxiety. Beyond concerns over rising costs, job security, or the ability to enjoy simple pleasures like dining out or traveling, investors are […]
Put yourself in *Sarah’s shoes for a minute… Sarah’s financial journey has been a rollercoaster. Growing up with strict parents, she’d always been a saver with set foundations. But university turned her world upside down. Loans, grants, and part-time jobs couldn’t keep pace with her cost of living. In addition, graduation brought a false sense […]
Measuring employee financial wellbeing is crucial for organisations seeking to improve employee satisfaction, productivity, and overall well-being. Research from PIB’s 2024 Wellbeing Revolution Report shows that a staggering 50% of corporate employers don’t have the data to make informed decisions on future employee benefit strategies. Understanding employees’ financial situations provides valuable insights into their needs […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
