Taking a student loan, getting a mortgage or using a credit card for occasional spending: just some of the common ways to borrow. Borrowing money can therefore be an important part of meeting some of your goals, but it’s important to understand the fundamentals so you can balance your debts. What is borrowing? When you […]
When you think about yourself in the future, what do you imagine? Maybe you’d like to be financially better off, or enjoying an important life milestone. Perhaps you’d like to retire at some point in years to come. To reach those future goals, you need to make sure you plan and prepare. But for many […]
Learning more about managing your money isn’t just about learning the terminology or understanding complex ideas. Reflecting on your past actions, including your strengths and areas to improve, can help you become more confident and take more appropriate action. We’ve put together some of the key questions that can help you learn from your past […]
As an adult, you probably carry with you memories of how your family dealt with their finances. Or perhaps not – many families still don’t talk about money matters. Many people also had limited financial education at school or difficult experiences with money in later life. All of these things can lead to lower confidence […]
Would you be able to cope if your rent, mortgage or other regular bills increased? The shifting economy of recent years has meant rising costs for many: over 3 million people face higher mortgage repayments as their fixed deals end, and two thirds of renters say they may need to move if their rent bill […]
When you have worries about your money, where can you turn? It can be hard to know where to get help, especially when you have limited time to search for resources. But struggling alone can lead to unnecessary stress and hardship. Why should you seek support with your finances? Money worries can cause a great […]
We often talk about money in terms of numbers – budgets, pensions, savings rates. But beneath all of that sits something more powerful: agency. When money feels chaotic, it affects more than your bank balance. It impacts your confidence, your stress levels, and your sense of control over your future. Financial self-determination is about rebuilding […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
