Festive spending hacks: 5 ways to spend wisely over the festive season

cut costs christmas

Let’s face it: December can be expensive! What with work parties, social gatherings with friends and neighbours, gifts, special dinners and New Year celebrations, festive spending can rack up a significant cost if not managed carefully. And, of course, after a couple of restricted years, we are all keen to make the most of our […]

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The Essential Guide: How Much Should You Save in Your Emergency Fund?

Did you know you have a 250,000,000/1 chance of dying from a falling coconut? Or, if you are left handed, you have a 4,400,000/1 of being killed using a right-handed product? Yes, ok, these incidents are highly, highly unlikely. But the chances of everyday emergencies affecting you are worth considering… For example: On average Brits […]

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How to give your children £500,000 in ‘free’ money

You can take an action today which could give your children hundreds of thousands of pounds in the future for ‘free’. How? Junior pensions!

A Junior Pension is a savings account that you set up for your children or grandchildren. You can pay in up to £2,880 per year. The government tops up the amount by 25%, taking the total up to a maximum £3,600 per year. This money is held in their name and invested on their behalf, tax-free, until they can access it from age 55.
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