An Employee Savings Plan is a benefit offered by employers that allows employees to save over many years via paycheck deductions or other mechanisms for a variety of goals, such as emergency funds or holidays. […]
The current economic climate presents its own set of challenges for people looking to invest. Whether it’s rising inflation, global instability, or fluctuating interest rates, the uncertainty in today’s market can cause significant anxiety. Beyond concerns over rising costs, job security, or the ability to enjoy simple pleasures like dining out or traveling, investors are […]
Put yourself in *Sarah’s shoes for a minute… Sarah’s financial journey has been a rollercoaster. Growing up with strict parents, she’d always been a saver with set foundations. But university turned her world upside down. Loans, grants, and part-time jobs couldn’t keep pace with her cost of living. In addition, graduation brought a false sense […]
Did you know you have a 250,000,000/1 chance of dying from a falling coconut? Or, if you are left handed, you have a 4,400,000/1 of being killed using a right-handed product? Yes, ok, these incidents are highly, highly unlikely. But the chances of everyday emergencies affecting you are worth considering… For example: On average Brits […]
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one acronym you might want to remember. So, what is ESG investing? It’s also known as ‘sustainable’ or ‘responsible’ investing, but the ESG title (Environmental, Social and Governance) helps to pin down what that covers in […]
By Catherine Thomas-Humphreys, The Finfluencer So we’ve learned about platforms, and we know about investment accounts, so let’s look at what we can actually invest inside those accounts. There is a wide range of investments available and a collection of them would be called an investment portfolio. You want to aim for a broad range […]
by Catherine Thomas-Humphreys, The Finfluencer When we get started with investing, we need to decide where to put our money. In addition to choosing an investing platform, we also need to decide which investing account might be the right fit. An investment account is sometimes called an investment product or tax wrapper. They include pensions, adult […]
By Catherine Thomas-Humphreys, The Finfluencer In investing terms, diversification is the word that describes the phrase “don’t put all of your eggs in one basket”. But what does that mean and how do we go about it? When you focus on one investment type, and it fails or falls, you risk losing all your “eggs”. […]
by Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Before diving into the world of investing, it’s crucial to take a step back and evaluate your financial foundation and goals. ‘Am I ready to invest?’ is a complex question that involves research, understanding financial commitment. Investing can offer a powerful way to grow your money over time, but it isn’t […]
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go to Tesco to buy all your food, you go to a platform to buy your investment account and then the investments within that account. It’s an online service that an investor can use in order […]
Blog
Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
