Pensions can be a paradox: super important for our futures, but something a lot of us just don’t want to think about. After all, saving for the distant days when we’re old and grey can feel, well, boring – and difficult, if we have lots of competing needs demanding our money right now. But, as […]
Switching to a salary sacrifice pension arrangement for your employees makes a lot of sense. After all, both your company and your employee can save money with this scheme through reduced NI payments. But, to maximise your employer savings and make sure employees are getting the most out of it, you’ll want to make sure […]
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a new £5,000 threshold The average business faces increased costs of around £900 per employee annually Implementing salary sacrifice through Maji can reduce these increased NI costs by 30-60% Quick implementation means you can start saving […]
For employers, supporting financial planning in the workplace is a powerful way to create a more engaged, productive, and resilient workforce. By empowering employees to take control of their finances, you’re not just helping them individually – you’re strengthening your organisation as a whole. Employee financial planning support is a critical building block of financial […]
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many employers are facing higher costs on the horizon. But there’s a silver lining: salary sacrifice schemes can offer significant savings opportunities for your business, helping to offset these new expenses and keep costs neutral. Here’s […]
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many employers are facing higher costs on the horizon. But there’s a silver lining: salary exchange (also known as salary sacrifice) schemes can offer significant savings opportunities for your business, helping to offset these new expenses […]
Every September, we recognise two key campaigns in the financial wellbeing market: UK Savings Week and UK Pension Awareness Day. They’re key days that employers can use to improve employee financial wellbeing amongst their teams, whichever channel they may choose. It would be remiss of us not to acknowledge the current financial landscape; where many […]
At Maji, we’re proud to support forward-thinking employers with their financial wellbeing strategies. We also help employers make a tangible difference to their bottom line and their employees’ payslips through salary sacrifice schemes (otherwise known as salary exchange). We’d like to highlight two case studies from the tech sector that showcase the benefits of making […]
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one acronym you might want to remember. So, what is ESG investing? It’s also known as ‘sustainable’ or ‘responsible’ investing, but the ESG title (Environmental, Social and Governance) helps to pin down what that covers in […]
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go to Tesco to buy all your food, you go to a platform to buy your investment account and then the investments within that account. It’s an online service that an investor can use in order […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
