If you’ve done your research and decided consolidation is for you, the next decision is where to put your money. Moving your pension savings into one or more pots can save you time, admin stress and even money. And contrary to popular belief, you don’t have to consolidate into any particular pension account or provider. […]
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average employer contributes £1,305 per employee, per year! Because, in most cases, it’s a mandatory expense, many employers don’t even think about whether employees engage with their pension. But leaving it to one side runs the […]
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme for your company. But are you considering ESG (the ethical, social and governance implications) when looking for a new workplace pension provider? This article helps you choose an ethical workplace pension scheme. Although many people don’t […]
Have you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your pension is doing. […]
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for everything from hiring employees to sales and marketing, getting your pension scheme underway can understandably come bottom of the priority list. But somewhere down the line, there comes a point when you want your pension, […]
In our first blog on pension consolidation, we helped you work out if it’s something you should be considering. If you decided it’s something you’d like to do, this blog will help you understand what steps you need to take to consolidate your pension. What’s involved in consolidation? If you want to consolidate Defined Contribution […]
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to offer a market leading pension package. Here we’ll detail the seven things you can do to improve your package. What is a pension package? In today’s jobs market, prospective employees are on the lookout for […]
What is a default fund? A fund is where your money is pooled with other people’s in a mix of investments. The default fund (or range of funds) offered by a pension provider is where your money is invested if you do not actively choose where it goes. The default fund is usually managed for […]
The biggest risk to your financial goals is the risk of not being able to meet them When people think of risk with regards to their finances, they immediately think about losing money. But is that how you should be approaching planning for your future? When it comes to our money, the risks we face […]
Welcome to the final part of our series, ‘Pensions 101’, aimed at small business owners setting up their first workplace pension scheme. In this blog, you’ll learn more about setting up your pension scheme and payroll system so you and your employees are paying into the scheme on time. Getting started You should have already […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
