Tips and tricks on how to improve your financial wellbeing, from budgeting to saving.
Did you know you have a 250,000,000/1 chance of dying from a falling coconut? Or, if you are left handed, you have a 4,400,000/1 of being killed using a right-handed product? Yes, ok, these incidents are highly, highly unlikely. But the chances of everyday emergencies affecting you are worth considering. For example, On average Brits […]
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one acronym you might want to remember. So, what is ESG investing? It’s also known as ‘sustainable’ or ‘responsible’ investing, but the ESG title (Environmental, Social and Governance) helps to pin down what that covers in […]
By Catherine Thomas-Humphreys, The Finfluencer So we’ve learned about platforms, and we know about investment accounts, so let’s look at what we can actually invest inside those accounts. There is a wide range of investments available and a collection of them would be called an investment portfolio. You want to aim for a broad range […]
by Catherine Thomas-Humphreys, The Finfluencer When we get started with investing, we need to decide where to put our money. In addition to choosing an investing platform, we also need to decide which investing account might be the right fit. An investment account is sometimes called an investment product or tax wrapper. They include pensions, adult […]
By Catherine Thomas-Humphreys, The Finfluencer In investing terms, diversification is the word that describes the phrase “don’t put all of your eggs in one basket”. But what does that mean and how do we go about it? When you focus on one investment type, and it fails or falls, you risk losing all your “eggs”. […]
Let’s face it: December can be expensive! What with work parties, social gatherings with friends and neighbours, gifts, special dinners and New Year celebrations, the festive season can rack up a significant cost. And, of course, after a couple of restricted years, we are all keen to make the most of our time with loved […]
by Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) 10 questions to ask yourself before beginning to invest: Emergency saving: Do I have sufficient cash savings to use in an emergency and for specific short term goals that I’ve set in the next few years? Purpose of investing: What’s my reason for investing? Is this for my retirement or for […]
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go to Tesco to buy all your food, you go to a platform to buy your investment account and then the investments within that account. It’s an online service that an investor can use in order […]
Have you heard about open banking? This nifty technology lets you connect your online bank accounts to websites and apps so you can see how much money you have and what you’re spending it on. The advantage of open banking is that you can gain a deeper understanding of your money. Not sure why you’re […]
There are times in our lives when we need a little extra help. Finance is no exception. Luckily, there are lots of experts out there who can support us! And the benefits of asking for help are clear: getting financial advice, for example, can leave you up to £47,000 better off within a decade. But […]
© Maji 2024. All rights reserved.
© Maji 2024. All rights reserved.
