ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one acronym you might want to remember. So, what is ESG investing? It’s also known as ‘sustainable’ or ‘responsible’ investing, but the ESG title (Environmental, Social and Governance) helps to pin down what that covers in […]
Category: Pensions for Individuals
Learn more about your pension and how to make the most of it.
Choosing an investment platform
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go to Tesco to buy all your food, you go to a platform to buy your investment account and then the investments within that account. It’s an online service that an investor can use in order […]
Who gets my money if I pass away?
Saving for the future is one of the most important things we can do to safeguard ourselves and our loved ones. But if the worst should happen before you get to spend or use the savings, what happens to the money? The outcome might vary depending on the way you’ve saved your money and if […]
Should I consolidate into my existing pension, or a new one?
If you’ve done your research and decided consolidation is for you, the next decision is where to put your money. Moving your pension savings into one or more pots can save you time, admin stress and even money. And contrary to popular belief, you don’t have to consolidate into any particular pension account or provider. […]
How do I know if my pension is doing well?
Have you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your pension is doing. […]
How do I consolidate my pension?
Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you might consider it and what to bear in mind. […]
Default funds – are they the right fit for you?
What is a default fund? A fund is where your money is pooled with other people’s in a mix of investments. The default fund (or range of funds) offered by a pension provider is where your money is invested if you do not actively choose where it goes. The default fund is usually managed for […]
Risks you face when saving for your financial goals
The biggest risk to your financial goals is the risk of not being able to meet them When people think of risk with regards to their finances, they immediately think about losing money. But is that how you should be approaching planning for your future? When it comes to our money, the risks we face […]
How much should I contribute to my pension?
If you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today will be invested and grow over time. But how much should you be putting in to be on track for a comfortable future? The default minimum There is a default minimum that should currently be […]
See all your pensions in one place
Maji lets you see all your pension accounts in one place, so you have an overview of exactly how much you’ve saved. […]