News & Insights.
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
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Claire CampherHMRC salary sacrifice schemes are becoming increasingly invaluable for companies wanting to optimise their employee benefit packages while also managing...15 min readEmployers Salary sacrifice schemes
Recent articles
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Turning the 2025 NI increase into cost savings for your business
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a...Claire Campher|Employers -
3 reasons financial planning matters for your employees – and how employers can help
For employers, supporting financial planning in the workplace is a powerful way to create a more engaged, productive, and resilient...Claire Campher|Employers -
Stay ahead of the budget: Save on rising NI costs with salary sacrifice
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Megan Worthing-Davies|Employers -
Saving money with salary sacrifice: beyond pensions
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Sahil Sethi|Employers -
Savings + pensions = foundations for financial security
We are fast approaching the annual celebration of UK Savings Week and UK Pension Awareness Day. It would be remiss...Megan Worthing-Davies|Employers -
Looking Beyond EAPs: The Role of Financial Wellbeing Providers
The number of employees in financial distress is rising: approximately 80% of employees are impacted by money worries at work...Megan Worthing-Davies|Employers -
Financial coaching vs advice – coaching series part 1
Navigating the world of personal finance can be overwhelming. With a plethora of information available, it’s often difficult to know...Megan Worthing-Davies|Employers -
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ED&I: A financial wellbeing imperative to bridge the pay and pension gap
The intersection of diversity, equity, and inclusion (ED&I) and financial wellbeing is a critical issue that’s often overlooked. The harsh...Megan Worthing-Davies|Employers -
What’s the best way to track financial wellness?
Measuring employee financial wellbeing is crucial for organisations seeking to improve employee satisfaction, productivity, and overall well-being. Research from PIB’s...Sahil Sethi|Employees -
Everything you need to know about Maji’s workplace nursery scheme
Childcare costs are affecting recruitment and retention Research shows the average cost of sending one child to nursery in the...Megan Worthing-Davies|Employers -
Case studies: how Maji is supporting tech companies to save money and support employees
At Maji, we’re proud to support forward-thinking companies in supporting their employees with financial wellbeing. We also help them make...Megan Worthing-Davies|Employers -
Financial Wellbeing Can Massively Improve People’s Lives
Interview with Richard Stovell, Maji’s Head of Financial Wellbeing Richard Stovell, Maji’s Head of Financial Wellbeing, is an employee benefits...Megan Worthing-Davies|Employers -
The link between diversity, inclusion and financial wellbeing
Financial worries are now the leading cause of workplace stress, a situation set to get worse as the cost of...Sahil Sethi|Employers -
Why gig workers need financial wellbeing support too
The so-called ‘gig economy’ in the UK is huge: around 4.4 million people work for gig platforms at least once...Megan Worthing-Davies|Employers -
This simple change could give people on National Minimum Wage a payrise
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...Megan Worthing-Davies|Employers -
Tackling the cost of living crisis for employees with a strong financial wellbeing strategy
In our first two blogs on the topic of the cost of living crisis (1,2), we’ve highlighted why this turbulent...Megan Worthing-Davies|Debt management -
How can your benefits package support your employees through the cost of living crisis?
The cost of living crisis has hardly been out of the headlines. And for good reason: rising prices for lots...Megan Worthing-Davies|Employers -
5 practical steps to building a corporate-wide financial wellbeing strategy
This post is by our Launchpad intern Heng Chew, from the University of Sheffield. In March 2022, the ONS announced...Megan Worthing-Davies|Employers -
Financial wellbeing: where do employees need more support?
Maji’s mission is to build a financially secure future for everyone. But there’s no ‘one size fits all’ solution; each...Megan Worthing-Davies|Employers -
Nurturing financial wellbeing in a post-pandemic world
This article is by Heng Chew, our intern from Sheffield University. Just over two years ago, the World Health Organization...Megan Worthing-Davies|Employers -
Three ways to support employees through the cost of living crisis
The cost of living crisis is becoming hard to ignore. We’re facing higher energy bills, higher food costs, and rising...Megan Worthing-Davies|Employers -
How investing in employee wellbeing can help retention during ‘The Great Resignation’
This guest blog was written by Jess Koh, our Launchpad intern from the University of Sheffield. Beginning in early 2021,...Megan Worthing-Davies|Employers -
Top 4 things to avoid for a successful salary sacrifice switch!
It’s tempting to think about implementing salary sacrifice without any external help. After all, what could be so hard about...Megan Worthing-Davies|Employers -
Government benefits and salary sacrifice: what do I need to know?
In salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...Megan Worthing-Davies|Employers -
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...Megan Worthing-Davies|Employers -
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...Megan Worthing-Davies|Employers -
How to choose an ethical workplace pension
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...Megan Worthing-Davies|Employers -
Read this if you’re thinking of changing pension provider
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...Megan Worthing-Davies|Employers -
Seven ways to improve your pension offer
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...Megan Worthing-Davies|Employers -
Salary sacrifice for employers: what you should know
A salary sacrifice pension arrangement is a win-win for you and your employees. We tell you what you need to...Megan Worthing-Davies|Employers -
Maji’s Pensions 101 Guide for Employers: Set up pension contributions in payroll and make payments
You've nearly finished setting up your workplace pension as a new employer. How do you set up pension contributions in...Megan Worthing-Davies|Employers -
Empowered women are taking control of their pensions
Men have 40% more than women in their pension. But, knowledge is power – and this International Women’s Day, we...Megan Worthing-Davies|ED&I -
Maji’s Pensions 101 Guide for Employers: Engage Your Employees With Their Pension
This article looks at why you should engage your employees with their pension and how to go about this as...Megan Worthing-Davies|Employers -
Maji’s Pensions 101 Guide for Employers: Manage your statutory obligations to staff
This article looks at what you need to do as an employer to meet your statutory obligations to employees. Whom...Megan Worthing-Davies|Employers -
Maji’s Pensions 101 Guide for Employers: Setting Up Your Workplace Pension Scheme
This article looks at the mechanics of setting up your workplace pension as a new employer. How do you choose...Megan Worthing-Davies|Employers -
Maji’s Pensions 101 Guide for Employers: Getting Started
This article covers the basics of setting up your workplace pension as an employer: What is a pension? What is...Megan Worthing-Davies|Employers