News & Insights.
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
Latest article
-
Claire CampherRegulated financial advice is often the missing piece in financial wellbeing strategies – and it matters. When 39% of employees...8 min readEmployers Financial planning Financial support Financial wellbeing
Recent articles
-
7 min read
Supporting younger employees with financial wellbeing
What benefits do a young workforce look for First paycheque. Balancing nights out and paying rent. Aiming for promotion. You...Claire Campher|Employee benefits -
7 min read
Why opting out of your pension might cost you more than you think
Opting out of a pension can seem like a logical choice when immediate financial pressures take priority. We see it...Sahil Sethi|Employees -
6 min read
How benefit stacking can make a big impact for less cost
When you’re building your company’s benefits package, it can be hard to know where to focus your efforts. Invest in...Megan Worthing-Davies|Employee benefits -
5 min read
Discover the benefits of employee discounts platforms
An employee discounts platform offers your team access to deals, vouchers, cashback or other money-saving opportunities via a website or...Megan Worthing-Davies|Employee benefits -
8 min read
Relief at source vs net pay vs salary sacrifice: your options explained
Pension contribution methods can be confusing, and the way tax relief is applied varies depending on the method your employer...Claire Campher|Compliance and reporting -
6 min read
How salary sacrifice can help your employees access their free childcare hours
The government’s ‘Free Childcare for Working Parents’ scheme aims to cut the cost of childcare by providing eligible families with...Claire Campher|Employers -
8 min read
Achieve financial wellbeing with expert financial coaching
Just like working with a sports coach, working with a financial coach can help you identify your current strengths and...Claire Campher|Employees -
Book a demo
Craving more knowledge?
If you're loving the journey of boosting your financial smarts, dive into our specially curated library
focused on personal financial wellbeing! It's packed with resources to help you level up. -
Want more insights?
Book a demo -
5 min read
Alternative to pay rises: What benefits do employees really want?
From higher National Insurance bills to bigger energy costs, many businesses are facing a squeeze right now. This can be...Claire Campher|Employee benefits -
6 min read
What’s the difference between an employee discounts scheme and an employee incentive scheme?
When setting up your workplace benefits, you might be wondering what to include in the package to help employees feel...Claire Campher|Employee benefits -
5 min read
How salary sacrifice can help you support your company’s ESG goals
Your business may have a number of different goals – and I’m betting that one of them is to make...Megan Worthing-Davies|ED&I -
7 min read
Childcare salary sacrifice vs tax free childcare explained
Introduction to childcare benefits Sorting out childcare can be a massive headache for parents, as well as a major cost....Claire Campher|Employers -
6 min read
Why your workplace pension scheme could be your most underappreciated benefit
When you think about a company benefits scheme, what comes to mind? It might be health insurance, shopping discounts or...Claire Campher|Employers -
9 min read
Salary sacrifice implementation: compliance, costs and why your accountant can’t do it all
Salary sacrifice schemes are a cornerstone of modern, tax-efficient employee benefits. They offer tangible National Insurance savings for both your...Claire Campher|Compliance and reporting -
6 min read
How can I introduce employee benefits as a small company?
As a caring leader of a small company, you may be wondering how to set up benefits for your employees...Megan Worthing-Davies|Employee benefits -
8 min read
How financial wellbeing can take your employee benefits package to the next level
So, you’ve assembled a brilliant benefits package for your employees. Whether you’ve gone for shopping discounts, gym memberships, an Employee...Claire Campher|Employee benefits -
5 min read
How to choose an employee discounts scheme
Employee discounts schemes are a common part of employee benefit packages – and it’s easy to see why. They give...Megan Worthing-Davies|Employee benefits -
8 min read
Pension salary sacrifice for employers: what you should know
You might have heard of salary sacrifice (or its less unsettling name, salary exchange) before; you might even have been...Claire Campher|Employers -
5 min read
How to help employees save more into their workplace pensions
Pensions can be a paradox: super important for our futures, but something a lot of us just don’t want to...Claire Campher|Employers -
6 min read
7 things to think about when choosing a workplace nursery scheme
As most parents will tell you, sorting out childcare can be a huge headache. There are so many things to...Claire Campher|Employers -
7 min read
Opt-in vs opt-out: what’s the best way to get employees into a salary sacrifice pension arrangement?
Switching to a salary sacrifice pension arrangement for your employees makes a lot of sense. After all, both your company...Claire Campher|Employers -
7 min read
6 salary sacrifice schemes where both you and your employees save money
Salary sacrifice schemes aren’t just employee perks. They’re powerful cost-saving tools for employers too. But they’re not all made equal....Claire Campher|Employees -
7 min read
Understanding P11D: everything you need to know
Written in partnership with Hive HR Solutions. As an employer, providing benefits to your employees is a great way to...Claire Campher|Compliance and reporting -
5 min read
High earners, high risk? The business case for financial coaching
I had a conversation recently that stuck with me A colleague was speaking to a team member who was close...Claire Campher|Employee benefits -
16 min read
Salary sacrifice schemes: what are they and how do they work?
HMRC salary sacrifice schemes are becoming increasingly invaluable for companies wanting to optimise their employee benefit packages while also managing...Claire Campher|Employers -
4 min read
Turning the 2025 NI increase into NI savings for your business
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a...Claire Campher|Employers -
5 min read
3 reasons financial planning matters for your employees – and how employers can help
For employers, supporting financial planning in the workplace is a powerful way to create a more engaged, productive, and resilient...Claire Campher|Employers -
5 min read
Stay ahead of the budget: Save on rising NI costs with salary sacrifice
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Megan Worthing-Davies|Employers -
10 min read
Saving money with salary exchange schemes: beyond the traditional pension
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Sahil Sethi|Employers -
5 min read
How to improve employee financial wellbeing
Every September, we recognise two key campaigns in the financial wellbeing market: UK Savings Week and UK Pension Awareness Day....Megan Worthing-Davies|Employers -
7 min read
Looking Beyond EAPs: The Role of Financial Wellbeing Providers
The number of employees in financial distress is rising: approximately 80% of employees are impacted by money worries at work...Megan Worthing-Davies|Employers -
4 min read
Financial coaching vs financial advice
Navigating the world of personal finance can be overwhelming. With a plethora of information available, it’s often difficult to know...Megan Worthing-Davies|Employers -
4 min read
ED&I: A financial wellbeing imperative to bridge the pay and pension gap
The intersection of diversity, equity, and inclusion (ED&I) and financial wellbeing is a critical issue that’s often overlooked. The harsh...Megan Worthing-Davies|Employers -
4 min read
What’s the best way to track financial wellbeing?
Measuring employee financial wellbeing is crucial for organisations seeking to improve employee satisfaction, productivity, and overall well-being. Research from PIB’s...Sahil Sethi|Employees -
5 min read
Workplace nursery scheme: Everything you need to know
What is the workplace nursery scheme (also known as childcare salary sacrifice)? The workplace nursery scheme, also known as childcare...Megan Worthing-Davies|Employers -
2 min read
Salary sacrifice case studies: How Maji is supporting tech employers with savings
At Maji, we’re proud to support forward-thinking employers with their financial wellbeing strategies. We also help employers make a tangible...Megan Worthing-Davies|Employers -
5 min read
Financial Wellbeing Can Massively Improve People’s Lives
Interview with Richard Stovell, Maji’s Head of Financial Wellbeing Richard Stovell, Maji’s Head of Financial Wellbeing, is an employee benefits...Megan Worthing-Davies|Employers -
5 min read
The link between diversity, inclusion and financial wellbeing
Financial worries are now the leading cause of workplace stress, a situation set to get worse as the cost of...Sahil Sethi|Employers -
5 min read
Why gig workers need financial wellbeing support too
The so-called ‘gig economy’ in the UK is huge: around 4.4 million people work for gig platforms at least once...Megan Worthing-Davies|Employers -
4 min read
This simple change could give people on National Minimum Wage a payrise
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...Megan Worthing-Davies|Employers -
4 min read
Tackling the cost of living crisis for employees with a strong financial wellbeing strategy
The ongoing cost of living crisis continues to put pressure on employees’ finances, wellbeing, and productivity. Rising bills, higher borrowing...Megan Worthing-Davies|Debt management -
6 min read
How can your benefits package support your employees through the cost of living crisis?
The cost of living crisis has hardly been out of the headlines. And for good reason: rising prices for lots...Megan Worthing-Davies|Employers -
5 min read
5 practical ways to boost a corporate financial wellbeing strategy
This post is by our Launchpad intern Heng Chew, from the University of Sheffield, exploring the importance of a corporate...Megan Worthing-Davies|Employers -
6 min read
Financial wellbeing: where do employees need more support?
Maji’s mission is to build a financially secure future for everyone. But there’s no ‘one size fits all’ solution; each...Megan Worthing-Davies|Employers -
6 min read
Nurturing financial wellbeing in a post-pandemic world
This article is by Heng Chew, our intern from Sheffield University. Just over two years ago, the World Health Organization...Megan Worthing-Davies|Employers -
5 min read
Three ways to support employees through the cost of living crisis
The cost of living crisis is becoming hard to ignore. We’re facing higher energy bills, higher food costs, and rising...Megan Worthing-Davies|Employers -
6 min read
How investing in financial wellbeing can help with retention during ‘The Great Resignation’
This guest blog was written by Jess Koh, our Launchpad intern from the University of Sheffield. Beginning in early 2021,...Megan Worthing-Davies|Employers -
5 min read
Switching salary sacrifice schemes? Here’s our top 4 things to avoid
It’s tempting to think about switching salary sacrifice schemes and running them internally. After all, what could be so hard...Megan Worthing-Davies|Employers -
7 min read
Government benefits and salary sacrifice: what do I need to know?
In salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...Megan Worthing-Davies|Employers -
7 min read
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...Megan Worthing-Davies|Employers -
5 min read
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...Megan Worthing-Davies|Employers -
4 min read
How to choose an ethical workplace pension
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...Megan Worthing-Davies|Employers -
7 min read
Read this if you’re thinking of changing pension provider
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...Megan Worthing-Davies|Employers -
7 min read
Seven ways to improve your pension offer
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...Megan Worthing-Davies|Employers -
4 min read
Workplace pensions guide for employers: Set up payroll pension contributions and make payments
Welcome to the final part of our series, ‘Pensions 101’, aimed at small business owners setting up their first workplace...Claire Campher|Employers -
3 min read
Workplace pensions: welcome to the 90%…
If you are, or soon will be contributing to a workplace pension, you’re joining the 90% of eligible employees choosing...Claire Campher|Employees -
3 min read
Workplace pensions guide for employers: How to achieve employee pension engagement
This is the fourth article in our series about how to set up a workplace pension scheme. Once your pension...Claire Campher|Employers -
6 min read
Workplace pensions guide for employers: Manage pension statutory obligations to staff
This is the third article in our series about how to set up a workplace pension scheme. You’ve set up...Claire Campher|Employers -
6 min read
Workplace pensions guide for employers: Workplace pension scheme setup
Th is the second article in our series about how to set up a workplace pension scheme. So, you’ve read...Claire Campher|Employers -
5 min read
Workplace pensions guide for employers: Getting started
This is the first article in our series about how to set up a workplace pension scheme. If you employ...Claire Campher|Employers
