News & Insights.
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
Recent articles
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6 min read
How benefit stacking can make a big impact for less cost
When you’re building your company’s benefits package, it can be hard to know where to focus your efforts. Invest in...Megan Worthing-Davies|Employee benefits -
8 min read
Relief at source vs net pay vs salary sacrifice: your options explained
Pension contribution methods can be confusing, and the way tax relief is applied varies depending on the method your employer...Claire Campher|Compliance and reporting -
6 min read
How salary sacrifice can help your employees access their free childcare hours
The government’s ‘Free Childcare for Working Parents’ scheme aims to cut the cost of childcare by providing eligible families with...Claire Campher|Employers -
5 min read
Alternative to pay rises: What benefits do employees really want?
From higher National Insurance bills to bigger energy costs, many businesses are facing a squeeze right now. This can be...Claire Campher|Employee benefits -
5 min read
How salary sacrifice can help you support your company’s ESG goals
Your business may have a number of different goals – and I’m betting that one of them is to make...Megan Worthing-Davies|ED&I -
7 min read
Childcare salary sacrifice vs tax free childcare explained
Introduction to childcare benefits Sorting out childcare can be a massive headache for parents, as well as a major cost....Claire Campher|Employers -
6 min read
Why your workplace pension scheme could be your most underappreciated benefit
When you think about a company benefits scheme, what comes to mind? It might be health insurance, shopping discounts or...Claire Campher|Employers -
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9 min read
Salary sacrifice implementation: compliance, costs and why your accountant can’t do it all
Salary sacrifice schemes are a cornerstone of modern, tax-efficient employee benefits. They offer tangible National Insurance savings for both your...Claire Campher|Compliance and reporting -
6 min read
How can I introduce employee benefits as a small company?
As a caring leader of a small company, you may be wondering how to set up benefits for your employees...Megan Worthing-Davies|Employee benefits -
8 min read
Pension salary sacrifice for employers: what you should know
You might have heard of salary sacrifice (or its less unsettling name, salary exchange) before; you might even have been...Claire Campher|Employers -
6 min read
7 things to think about when choosing a workplace nursery scheme
As most parents will tell you, sorting out childcare can be a huge headache. There are so many things to...Claire Campher|Employers -
7 min read
Opt-in vs opt-out: what’s the best way to get employees into a salary sacrifice pension arrangement?
Switching to a salary sacrifice pension arrangement for your employees makes a lot of sense. After all, both your company...Claire Campher|Employers -
7 min read
6 salary sacrifice schemes where both you and your employees save money
Salary sacrifice schemes aren’t just employee perks. They’re powerful cost-saving tools for employers too. But they’re not all made equal....Claire Campher|Employees -
7 min read
Understanding P11D: everything you need to know
Written in partnership with Hive HR Solutions. As an employer, providing benefits to your employees is a great way to...Claire Campher|Compliance and reporting -
16 min read
Is salary sacrifice worth it for the employee?
What if you could pay less tax and take home more money – without changing your salary? That’s the power...Claire Campher|Employees -
16 min read
Salary sacrifice schemes: what are they and how do they work?
HMRC salary sacrifice schemes are becoming increasingly invaluable for companies wanting to optimise their employee benefit packages while also managing...Claire Campher|Employers -
4 min read
Turning the 2025 NI increase into NI savings for your business
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a...Claire Campher|Employers -
5 min read
Stay ahead of the budget: Save on rising NI costs with salary sacrifice
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Megan Worthing-Davies|Employers -
10 min read
Saving money with salary exchange schemes: beyond the traditional pension
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Sahil Sethi|Employers -
5 min read
How to improve employee financial wellbeing
Every September, we recognise two key campaigns in the financial wellbeing market: UK Savings Week and UK Pension Awareness Day....Megan Worthing-Davies|Employers -
5 min read
Workplace nursery scheme: Everything you need to know
What is the workplace nursery scheme (also known as childcare salary sacrifice)? The workplace nursery scheme, also known as childcare...Megan Worthing-Davies|Employers -
2 min read
Salary sacrifice case studies: How Maji is supporting tech employers with savings
At Maji, we’re proud to support forward-thinking employers with their financial wellbeing strategies. We also help employers make a tangible...Megan Worthing-Davies|Employers -
4 min read
This simple change could give people on National Minimum Wage a payrise
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...Megan Worthing-Davies|Employers -
4 min read
Tackling the cost of living crisis for employees with a strong financial wellbeing strategy
The ongoing cost of living crisis continues to put pressure on employees’ finances, wellbeing, and productivity. Rising bills, higher borrowing...Megan Worthing-Davies|Debt management -
6 min read
How can your benefits package support your employees through the cost of living crisis?
The cost of living crisis has hardly been out of the headlines. And for good reason: rising prices for lots...Megan Worthing-Davies|Employers -
5 min read
Three ways to support employees through the cost of living crisis
The cost of living crisis is becoming hard to ignore. We’re facing higher energy bills, higher food costs, and rising...Megan Worthing-Davies|Employers -
5 min read
Switching salary sacrifice schemes? Here’s our top 4 things to avoid
It’s tempting to think about switching salary sacrifice schemes and running them internally. After all, what could be so hard...Megan Worthing-Davies|Employers -
7 min read
Government benefits and salary sacrifice: what do I need to know?
In salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...Megan Worthing-Davies|Employers -
7 min read
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...Megan Worthing-Davies|Employers -
5 min read
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...Megan Worthing-Davies|Employers
