News & Insights.
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
Recent articles
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4 min read
Turning the 2025 NI increase into cost savings for your business
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a...Claire Campher|Employers -
5 min read
3 reasons financial planning matters for your employees – and how employers can help
For employers, supporting financial planning in the workplace is a powerful way to create a more engaged, productive, and resilient...Claire Campher|Employers -
5 min read
Stay ahead of the budget: Save on rising NI costs with salary sacrifice
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Megan Worthing-Davies|Employers -
9 min read
Saving money with salary sacrifice: beyond pensions
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Sahil Sethi|Employers -
4 min read
Savings + pensions = foundations for financial security
We are fast approaching the annual celebration of UK Savings Week and UK Pension Awareness Day. It would be remiss...Megan Worthing-Davies|Employers -
2 min read
Case studies: how Maji is supporting tech companies to save money and support employees
At Maji, we’re proud to support forward-thinking companies in supporting their employees with financial wellbeing. We also help them make...Megan Worthing-Davies|Employers -
5 min read
What is ESG investing?
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one...Megan Worthing-Davies|Employees -
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7 min read
Choosing an investment platform
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go...Megan Worthing-Davies|Employees -
4 min read
This simple change could give people on National Minimum Wage a payrise
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...Megan Worthing-Davies|Employers -
5 min read
Top 4 things to avoid for a successful salary sacrifice switch!
It’s tempting to think about implementing salary sacrifice without any external help. After all, what could be so hard about...Megan Worthing-Davies|Employers -
5 min read
Who gets my money if I pass away?
Saving for the future is one of the most important things we can do to safeguard ourselves and our loved...Megan Worthing-Davies|Employees -
7 min read
Government benefits and salary sacrifice: what do I need to know?
In salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...Megan Worthing-Davies|Employers -
7 min read
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...Megan Worthing-Davies|Employers -
5 min read
Should I consolidate into my existing pension, or a new one?
If you’ve done your research and decided consolidation is for you, the next decision is where to put your money....Megan Worthing-Davies|Employees -
5 min read
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...Megan Worthing-Davies|Employers -
4 min read
How to choose an ethical workplace pension
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...Megan Worthing-Davies|Employers -
6 min read
How do I know if my pension is doing well?
Have you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your...Megan Worthing-Davies|Employees -
7 min read
Read this if you’re thinking of changing pension provider
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...Megan Worthing-Davies|Employers -
4 min read
How do I consolidate my pension?
Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...Megan Worthing-Davies|Employees -
7 min read
Seven ways to improve your pension offer
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...Megan Worthing-Davies|Employers -
8 min read
Default funds – are they the right fit for you?
What is a default fund? A fund is where your money is pooled with other people’s in a mix of...Sahil Sethi|Employees -
4 min read
Risks you face when saving for your financial goals
The biggest risk to your financial goals is the risk of not being able to meet them When people think...Sahil Sethi|Employees -
5 min read
Salary sacrifice for employers: what you should know
A salary sacrifice pension arrangement is a win-win for you and your employees. We tell you what you need to...Megan Worthing-Davies|Employers -
4 min read
Maji’s Pensions 101 Guide for Employers: Set up pension contributions in payroll and make payments
You've nearly finished setting up your workplace pension as a new employer. How do you set up pension contributions in...Megan Worthing-Davies|Employers -
2 min read
How much should I contribute to my pension?
If you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today...Megan Worthing-Davies|Employees -
2 min read
See all your pensions in one place
Maji lets you see all your pension accounts in one place, so you have an overview of exactly how much...Megan Worthing-Davies|Employees -
3 min read
Welcome to the 90%…
If you are, or soon will be contributing to a workplace pension, you’re joining the 90% of eligible employees choosing...Megan Worthing-Davies|Employees -
5 min read
Should I consolidate my pension?
Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...Megan Worthing-Davies|Employees -
8 min read
Empowered women are taking control of their pensions
Men have 40% more than women in their pension. But, knowledge is power – and this International Women’s Day, we...Megan Worthing-Davies|ED&I -
5 min read
Is your pension in the £20 billion pot of lost pensions?
There are more than 1.6 million lost pensions in the UK. Here are some tips on how to find a...Sahil Sethi|Employees -
3 min read
Maji’s Pensions 101 Guide for Employers: Engage Your Employees With Their Pension
This article looks at why you should engage your employees with their pension and how to go about this as...Megan Worthing-Davies|Employers -
5 min read
Maji’s Pensions 101 Guide for Employers: Manage your statutory obligations to staff
This article looks at what you need to do as an employer to meet your statutory obligations to employees. Whom...Megan Worthing-Davies|Employers -
6 min read
Maji’s Pensions 101 Guide for Employers: Setting Up Your Workplace Pension Scheme
This article looks at the mechanics of setting up your workplace pension as a new employer. How do you choose...Megan Worthing-Davies|Employers -
5 min read
Maji’s Pensions 101 Guide for Employers: Getting Started
This article covers the basics of setting up your workplace pension as an employer: What is a pension? What is...Megan Worthing-Davies|Employers -
6 min read
Are you fighting fit for a fabulous financial future?
If the word pensions fills you with dread, you’re not alone. Seventy-seven percent of people say they don’t understand their...Megan Worthing-Davies|Employees
