News & Insights.
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
Latest article
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Sahil SethiOpting out of a pension can seem like a logical choice when immediate financial pressures take priority. We see it...7 min readEmployees Employers Financial support Financial wellbeing Pensions Savings and investments
Recent articles
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8 min read
Relief at source vs net pay vs salary sacrifice: your options explained
Pension contribution methods can be confusing, and the way tax relief is applied varies depending on the method your employer...Claire Campher|Compliance and reporting -
6 min read
Why your workplace pension scheme could be your most underappreciated benefit
When you think about a company benefits scheme, what comes to mind? It might be health insurance, shopping discounts or...Claire Campher|Employers -
6 min read
How can I introduce employee benefits as a small company?
As a caring leader of a small company, you may be wondering how to set up benefits for your employees...Megan Worthing-Davies|Employee benefits -
8 min read
Pension salary sacrifice for employers: what you should know
You might have heard of salary sacrifice (or its less unsettling name, salary exchange) before; you might even have been...Claire Campher|Employers -
5 min read
How to help employees save more into their workplace pensions
Pensions can be a paradox: super important for our futures, but something a lot of us just don’t want to...Claire Campher|Employers -
7 min read
Opt-in vs opt-out: what’s the best way to get employees into a salary sacrifice pension arrangement?
Switching to a salary sacrifice pension arrangement for your employees makes a lot of sense. After all, both your company...Claire Campher|Employers -
4 min read
Turning the 2025 NI increase into NI savings for your business
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a...Claire Campher|Employers -
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5 min read
3 reasons financial planning matters for your employees – and how employers can help
For employers, supporting financial planning in the workplace is a powerful way to create a more engaged, productive, and resilient...Claire Campher|Employers -
5 min read
Stay ahead of the budget: Save on rising NI costs with salary sacrifice
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Megan Worthing-Davies|Employers -
10 min read
Saving money with salary exchange schemes: beyond the traditional pension
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Sahil Sethi|Employers -
5 min read
How to improve employee financial wellbeing
Every September, we recognise two key campaigns in the financial wellbeing market: UK Savings Week and UK Pension Awareness Day....Megan Worthing-Davies|Employers -
2 min read
Salary sacrifice case studies: How Maji is supporting tech employers with savings
At Maji, we’re proud to support forward-thinking employers with their financial wellbeing strategies. We also help employers make a tangible...Megan Worthing-Davies|Employers -
5 min read
What is ESG investing?
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one...Megan Worthing-Davies|Employees -
7 min read
Choosing an investment platform
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go...Megan Worthing-Davies|Employees -
4 min read
This simple change could give people on National Minimum Wage a payrise
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...Megan Worthing-Davies|Employers -
5 min read
Switching salary sacrifice schemes? Here’s our top 4 things to avoid
It’s tempting to think about switching salary sacrifice schemes and running them internally. After all, what could be so hard...Megan Worthing-Davies|Employers -
5 min read
Who gets my money if I pass away?
Saving for the future is one of the most important things we can do to safeguard ourselves and our loved...Megan Worthing-Davies|Employees -
7 min read
Government benefits and salary sacrifice: what do I need to know?
In salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...Megan Worthing-Davies|Employers -
7 min read
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...Megan Worthing-Davies|Employers -
5 min read
Should I consolidate into my existing pension, or a new one?
If you’ve done your research and decided consolidation is for you, the next decision is where to put your money....Megan Worthing-Davies|Employees -
5 min read
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...Megan Worthing-Davies|Employers -
4 min read
How to choose an ethical workplace pension
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...Megan Worthing-Davies|Employers -
6 min read
How do I know if my pension is doing well?
Have you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your...Megan Worthing-Davies|Employees -
7 min read
Read this if you’re thinking of changing pension provider
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...Megan Worthing-Davies|Employers -
4 min read
How do I consolidate my pension?
In our first blog on pension consolidation, we helped you work out if it’s something you should be considering. If...Claire Campher|Employees -
7 min read
Seven ways to improve your pension offer
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...Megan Worthing-Davies|Employers -
8 min read
Default funds – are they the right fit for you?
What is a default fund? A fund is where your money is pooled with other people’s in a mix of...Sahil Sethi|Employees -
4 min read
Risks you face when saving for your financial goals
The biggest risk to your financial goals is the risk of not being able to meet them When people think...Sahil Sethi|Employees -
4 min read
Workplace pensions guide for employers: Set up payroll pension contributions and make payments
Welcome to the final part of our series, ‘Pensions 101’, aimed at small business owners setting up their first workplace...Claire Campher|Employers -
5 min read
Workplace pension contributions: How much is enough?
If you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today...Claire Campher|Employees -
2 min read
See all your pensions in one place
If you want to know how much is in your bank account, it’s pretty easy these days to check via...Megan Worthing-Davies|Employee benefits -
3 min read
Workplace pensions: welcome to the 90%…
If you are, or soon will be contributing to a workplace pension, you’re joining the 90% of eligible employees choosing...Claire Campher|Employees -
6 min read
Should I consolidate my pension?
One of Maji’s most frequently asked questions is ‘should I consolidate my pension?’. It’s a term you might have seen...Claire Campher|Employee benefits -
5 min read
Is your pension in the £20 billion pot of lost pensions?
Yes – you read that right. In the UK, there’s £20 billion in lost pension money. You may be wondering...Sahil Sethi|Employees -
3 min read
Workplace pensions guide for employers: How to achieve employee pension engagement
This is the fourth article in our series about how to set up a workplace pension scheme. Once your pension...Claire Campher|Employers -
6 min read
Workplace pensions guide for employers: Manage pension statutory obligations to staff
This is the third article in our series about how to set up a workplace pension scheme. You’ve set up...Claire Campher|Employers -
6 min read
Workplace pensions guide for employers: Workplace pension scheme setup
Th is the second article in our series about how to set up a workplace pension scheme. So, you’ve read...Claire Campher|Employers -
5 min read
Workplace pensions guide for employers: Getting started
This is the first article in our series about how to set up a workplace pension scheme. If you employ...Claire Campher|Employers -
6 min read
Are you fighting fit for a fabulous financial future?
If the word pensions fills you with dread, you’re not alone. Seventy-seven percent of people say they don’t understand their...Megan Worthing-Davies|Employees
