News & Insights
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
Latest article
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Megan Worthing-DaviesAs the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...5 min readPensions for Employers Wellbeing for employers
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Pensions for Employers
Saving money with salary sacrifice: beyond pensions
9 min readAs the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...by Sahil Sethi -
Wellbeing for individuals
Does your employer offer a savings boost? Here’s how to find out.
4 min readAn Employee Savings Plan is a benefit offered by employers that allows employees to save over many years via paycheck...by Sahil Sethi -
Wellbeing for individuals
Stock market storms: Keep your feet on the ground
5 min readThe current economic climate presents its own set of challenges for people looking to invest. Whether it’s rising inflation, global...by Sahil Sethi -
Pensions for Employers
Savings + pensions = foundations for financial security
4 min readWe are fast approaching the annual celebration of UK Savings Week and UK Pension Awareness Day. It would be remiss...by Megan Worthing-Davies -
Wellbeing for individuals
Salary Advance Schemes – What’s (not) to love?
5 min readPut yourself in *Sarah’s shoes for a minute… Sarah’s financial journey has been a rollercoaster. Growing up with strict parents,...by Megan Worthing-Davies -
Wellbeing for employers
Looking Beyond EAPs: The Role of Financial Wellbeing Providers
7 min readThe number of employees in financial distress is rising: approximately 80% of employees are impacted by money worries at work...by Megan Worthing-Davies -
Wellbeing for employers
Financial coaching vs advice – coaching series part 1
4 min readNavigating the world of personal finance can be overwhelming. With a plethora of information available, it’s often difficult to know...by Megan Worthing-Davies -
Wellbeing for employers
ED&I: A financial wellbeing imperative to bridge the pay and pension gap
4 min readThe intersection of diversity, equity, and inclusion (ED&I) and financial wellbeing is a critical issue that’s often overlooked. The harsh...by Megan Worthing-Davies -
Wellbeing for employers
What’s the best way to track financial wellness?
4 min readMeasuring employee financial wellbeing is crucial for organisations seeking to improve employee satisfaction, productivity, and overall well-being. Research from PIB’s...by Sahil Sethi -
Wellbeing for employers
Everything you need to know about Maji’s workplace nursery scheme
4 min readChildcare costs are affecting recruitment and retention Research shows the average cost of sending one child to nursery in the...by Megan Worthing-Davies -
Wellbeing for individuals
The Essential Guide: How Much Should You Save in Your Emergency Fund?
4 min readDid you know you have a 250,000,000/1 chance of dying from a falling coconut? Or, if you are left handed,...by Megan Worthing-Davies -
Pensions for Employers
Case studies: how Maji is supporting tech companies to save money and support employees
2 min readAt Maji, we’re proud to support forward-thinking companies in supporting their employees with financial wellbeing. We also help them make...by Catherine Miller -
Wellbeing for employers
Financial Wellbeing Can Massively Improve People’s Lives
5 min readInterview with Richard Stovell, Maji’s Head of Financial Wellbeing Richard Stovell, Maji’s Head of Financial Wellbeing, is an employee benefits...by Catherine Miller -
Wellbeing for employers
The link between diversity, inclusion and financial wellbeing
5 min readFinancial worries are now the leading cause of workplace stress, a situation set to get worse as the cost of...by Sahil Sethi -
Pensions for Individuals
What is ESG investing?
5 min readESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one...by Catherine Miller -
Wellbeing for individuals
Different Types of Investments
7 min readBy Catherine Thomas-Humphreys, The Finfluencer So we’ve learned about platforms, and we know about investment accounts, so let’s look at...by Catherine Miller -
Wellbeing for individuals
Choosing an Investment Account
8 min readby Catherine Thomas-Humphreys, The Finfluencer When we get started with investing, we need to decide where to put our money....by Catherine Miller -
Wellbeing for individuals
What is Diversification?
5 min readBy Catherine Thomas-Humphreys, The Finfluencer In investing terms, diversification is the word that describes the phrase “don’t put all of...by Catherine Miller -
Wellbeing for individuals
Festive spending hacks: 5 ways to spend wisely over the festive season
5 min readLet’s face it: December can be expensive! What with work parties, social gatherings with friends and neighbours, gifts, special dinners...by Megan Worthing-Davies -
Wellbeing for employers
Why gig workers need financial wellbeing support too
5 min readThe so-called ‘gig economy’ in the UK is huge: around 4.4 million people work for gig platforms at least once...by Catherine Miller -
Wellbeing for individuals
Am I ready to invest?
3 min readby Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Before diving into the world of investing, it’s crucial to take a step back and evaluate...by Catherine Miller -
Pensions for Individuals
Choosing an investment platform
7 min readBy Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go...by Megan Worthing-Davies -
Wellbeing for individuals
The power of open banking at your fingertips
3 min readHave you heard about open banking? This nifty technology lets you connect your online bank accounts to websites and apps...by Catherine Miller -
Wellbeing for individuals
Expert support from Maji’s panel of specialists
2 min readThere are times in our lives when we need a little extra help. Finance is no exception. Luckily, there are...by Catherine Miller -
Pensions for Employers
This simple change could give people on National Minimum Wage a payrise
4 min readThe National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...by Catherine Miller -
Wellbeing for employers
Tackling the cost of living crisis for employees with a strong financial wellbeing strategy
4 min readIn our first two blogs on the topic of the cost of living crisis (1,2), we’ve highlighted why this turbulent...by Catherine Miller -
Wellbeing for individuals
Renting vs Buying
4 min readUnsure whether to rent or think about buying? Check out our post to help you decide. [...]Read More...by Akshay Sandri -
Wellbeing for individuals
What you need to know about Lasting Power of Attorney
7 min readWritten in conjunction with Catherine Thomas-Humphreys, aka The Finfluencer. A power of attorney is a legal document that allows you...by Megan Worthing-Davies -
Wellbeing for employers
How can your benefits package support your employees through the cost of living crisis?
6 min readThe cost of living crisis has hardly been out of the headlines. And for good reason: rising prices for lots...by Catherine Miller -
Wellbeing for employers
5 practical steps to building a corporate-wide financial wellbeing strategy
5 min readThis post is by our Launchpad intern Heng Chew, from the University of Sheffield. In March 2022, the ONS announced...by Catherine Miller -
Wellbeing for employers
Financial wellbeing: where do employees need more support?
5 min readMaji’s mission is to build a financially secure future for everyone. But there’s no ‘one size fits all’ solution; each...by Catherine Miller -
Wellbeing for employers
Nurturing financial wellbeing in a post-pandemic world
6 min readThis article is by Heng Chew, our intern from Sheffield University. Just over two years ago, the World Health Organization...by Catherine Miller -
Wellbeing for employers
Three ways to support employees through the cost of living crisis
5 min readThe cost of living crisis is becoming hard to ignore. We’re facing higher energy bills, higher food costs, and rising...by Catherine Miller -
Wellbeing for employers
How investing in employee wellbeing can help retention during ‘The Great Resignation’
6 min readThis guest blog was written by Jess Koh, our Launchpad intern from the University of Sheffield. Beginning in early 2021,...by Catherine Miller -
Wellbeing for employers
Can money truly buy you happiness?
4 min readIt’s International Day of Happiness, so we are taking a deep dive into the relationship between wealth and money! Can...by Akshay Sandri -
Pensions for Employers
Top 4 things to avoid for a successful salary sacrifice switch!
5 min readIt’s tempting to think about implementing salary sacrifice without any external help. After all, what could be so hard about...by Megan Worthing-Davies -
Pensions for Individuals
Who gets my money if I pass away?
5 min readSaving for the future is one of the most important things we can do to safeguard ourselves and our loved...by Catherine Miller -
Pensions for Employers
Government benefits and salary sacrifice: what do I need to know?
7 min readIn salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...by Megan Worthing-Davies -
Pensions for Employers
Salary sacrifice & parental leave
7 min readWe’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...by Megan Worthing-Davies -
Wellbeing for individuals
Why you should find out your credit score
4 min readWe always get told that our credit score is important, but what exactly is it and why should we care...by Akshay Sandri -
Pensions for Individuals
Should I consolidate into my existing pension, or a new one?
5 min readIf you’ve done your research and decided consolidation is for you, the next decision is where to put your money....by Catherine Miller -
Wellbeing for individuals
Dealing with finances during divorce
8 min readDivorce can be stressful and painful. Ending a significant relationship usually has a significant emotional impact and there’s a lot...by Megan Worthing-Davies -
Wellbeing for individuals
Do I need life or critical illness insurance?
5 min readIf you’re a homeowner, it’s a good idea to have some kind of life and/or illness cover. This is because...by Catherine Miller -
Wellbeing for individuals
What types of general insurance do I need?
4 min readIf you own a house, car, bike or even a device such as laptop, you’ll have a good idea of...by Megan Worthing-Davies -
Wellbeing for individuals
4 reasons you may need insurance
4 min readLife is full of exciting milestones like buying a house, buying a car and travelling abroad! But these things are...by Akshay Sandri -
Wellbeing for individuals
Where to save money for buying a property
7 min readBuying a property, for most people, means saving a hefty sum of money. Whilst the more organised among us may...by Megan Worthing-Davies -
Wellbeing for individuals
Debt: The good, the bad and the ugly
4 min readDealing with debt? You’re not alone. The average household debt in the UK is £57,910. For most people, that debt...by Sahil Sethi -
Wellbeing for individuals
5 ways to develop a positive money mindset
4 min readHaving a positive money mindset can transform your personal finances. We’ve compiled a list of steps to help you get...by Akshay Sandri -
Pensions for Employers
Boosting pension engagement
5 min readYour workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...by Catherine Miller -
Wellbeing for employers
How to create an impactful financial wellbeing strategy
5 min readFinancial wellbeing is one of the hot topics for leaders. Not only are money worries a well-documented drain on employee...by Catherine Miller -
Pensions for Employers
How to choose an ethical workplace pension
4 min readIn our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...by Catherine Miller -
Pensions for Individuals
How do I know if my pension is doing well?
6 min readHave you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your...by Akshay Sandri -
Pensions for Employers
Read this if you’re thinking of changing pension provider
7 min readFor many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...by Megan Worthing-Davies -
Wellbeing for individuals
Make the most of your financial plan
4 min readMajor life goals can feel overwhelming. Want to buy a house? Have a family? Travel the world? None of these...by Catherine Miller -
Wellbeing for individuals
5 effective ways to prepare for life’s major financial milestones
4 min readYou can never be totally prepared for what life will throw at you, but you can make sure you are...by Akshay Sandri -
Pensions for Individuals
How do I consolidate my pension?
4 min readMany people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...by Catherine Miller -
Pensions for Employers
Seven ways to improve your pension offer
7 min readChanging pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...by Catherine Miller -
Wellbeing for individuals
Saving money – the how and where
7 min readHaving a pot of money to dip into doesn’t happen overnight. There are a variety of different ways to save...by Akshay Sandri -
Wellbeing for individuals
5 side hustles to boost your income
4 min readTo help protect your money and increase your financial independence, you could diversify your income streams. Side hustles are becoming...by Akshay Sandri -
Pensions for Individuals
Default funds – are they the right fit for you?
8 min readWhat is a default fund? A fund is where your money is pooled with other people’s in a mix of...by Sahil Sethi -
Pensions for Individuals
Risks you face when saving for your financial goals
4 min readThe biggest risk to your financial goals is the risk of not being able to meet them When people think...by Sahil Sethi -
Wellbeing for individuals
Why you need to start investing!
4 min readInvesting can seem daunting to us. From a young age we are taught to save, save, save. But your money...by Akshay Sandri -
Pensions for Employers
Salary sacrifice for employers: what you should know
5 min readA salary sacrifice pension arrangement is a win-win for you and your employees. We tell you what you need to...by Catherine Miller -
Pensions for Employers
Maji’s Pensions 101 Guide for Employers: Set up pension contributions in payroll and make payments
4 min readYou've nearly finished setting up your workplace pension as a new employer. How do you set up pension contributions in...by Catherine Miller -
Wellbeing for individuals
5 reasons why you need to start talking to your kids about money!
4 min readBeing open about your finances and teaching your children the value of money will help them be more financially literate...by Akshay Sandri -
Wellbeing for individuals
Do I need a financial advisor?
4 min readYou may be asking yourself if you need a financial advisor to help you navigate the world of pensions and...by Catherine Miller -
Pensions for Individuals
How much should I contribute to my pension?
2 min readIf you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today...by Catherine Miller -
Pensions for Individuals
See all your pensions in one place
2 min readMaji lets you see all your pension accounts in one place, so you have an overview of exactly how much...by Catherine Miller -
Pensions for Individuals
Welcome to the 90%…
3 min readIf you are, or soon will be contributing to a workplace pension, you’re joining the 90% of eligible employees choosing...by Catherine Miller -
Pensions for Individuals
Should I consolidate my pension?
5 min readMany people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...by Catherine Miller -
Pensions for Employers
Empowered women are taking control of their pensions
8 min readMen have 40% more than women in their pension. But, knowledge is power – and this International Women’s Day, we...by Megan Worthing-Davies -
Pensions for Individuals
Is your pension in the £20 billion pot of lost pensions?
5 min readThere are more than 1.6 million lost pensions in the UK. Here are some tips on how to find a...by Sahil Sethi -
Pensions for Employers
Maji’s Pensions 101 Guide for Employers: Engage Your Employees With Their Pension
3 min readThis article looks at why you should engage your employees with their pension and how to go about this as...by Catherine Miller -
Wellbeing for employers
Supporting your colleagues’ financial health in the pandemic
3 min readThis article looks at how you can support your colleagues with their financial health, especially in difficult times. What does...by Catherine Miller -
Pensions for Employers
Maji’s Pensions 101 Guide for Employers: Manage your statutory obligations to staff
5 min readThis article looks at what you need to do as an employer to meet your statutory obligations to employees. Whom...by Catherine Miller -
Wellbeing for individuals
10 common mistakes people make before getting a mortgage – part 2
3 min readFind out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...by Martyn Allen -
Wellbeing for individuals
10 common mistakes people make before getting a mortgage (part 1)
3 min readFind out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...by Martyn Allen -
Pensions for Employers
Maji’s Pensions 101 Guide for Employers: Setting Up Your Workplace Pension Scheme
6 min readThis article looks at the mechanics of setting up your workplace pension as a new employer. How do you choose...by Catherine Miller -
Pensions for Employers
Maji’s Pensions 101 Guide for Employers: Getting Started
5 min readThis article covers the basics of setting up your workplace pension as an employer: What is a pension? What is...by Catherine Miller -
Wellbeing for individuals
How to give your children £500,000 in ‘free’ money
7 min readYou can take an action today which could give your children hundreds of thousands of pounds in the future for...by Will Rainey -
Maji news
Things I’ve learned from participating in business accelerators
4 min readMaji is joining Tech Nation’s prestigious Fintech 3.0 programme. Business accelerators have played an important role in Maji's journey to...by Sahil Sethi -
Pensions for Individuals
Are you fighting fit for a fabulous financial future?
6 min readIf the word pensions fills you with dread, you’re not alone. Seventy-seven percent of people say they don’t understand their...by Catherine Miller -
Maji news
Maji helps people take control of their financial future
5 min readMore than 15 million Britons are not saving adequately for retirement and almost half of all UK adults have under...by Sahil Sethi
