News & Insights.
This is where we share updates, tips and insights to help individuals and employers navigate the world of financial wellbeing, from saving for the short-term to preparing for retirement.
Latest article
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Claire CampherWritten in partnership with Hive HR Solutions. As an employer, providing benefits to your employees is a great way to...7 min readCompliance and reporting Employee benefits Employers Salary sacrifice schemes
Recent articles
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5 min read
High earners, high risk? The business case for financial coaching
I had a conversation recently that stuck with me A colleague was speaking to a team member who was close...Claire Campher|Employee benefits -
16 min read
Is salary sacrifice worth it for the employee?
What if you could pay less tax and take home more money – without changing your salary? That’s the power...Claire Campher|Employees -
15 min read
What is a Salary Sacrifice Scheme and How Does it Work?
HMRC salary sacrifice schemes are becoming increasingly invaluable for companies wanting to optimise their employee benefit packages while also managing...Claire Campher|Employers -
4 min read
Boostworks and Maji partner to tackle financial stress as employees worry about debt
Rewards and incentives now an essential component to employee packages London, UK – 25th March 2025 – Boostworks, a leading...Claire Campher|Financial planning -
4 min read
Turning the 2025 NI increase into cost savings for your business
Time strapped? Key takeaways from the blog: From April 2025, employer NI contributions rise to 15% (from 13.8%) with a...Claire Campher|Employers -
6 min read
Trailblazer in Financial Wellbeing: Megan Worthing-Davies Wins Women in Innovation Award 2025
The Innovate UK Women in Innovation Awards is celebrating 50 women leading the charge in groundbreaking industries – from revolutionary...Claire Campher|Maji news -
5 min read
3 reasons financial planning matters for your employees – and how employers can help
For employers, supporting financial planning in the workplace is a powerful way to create a more engaged, productive, and resilient...Claire Campher|Employers -
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5 min read
Festive spending hacks: 5 ways to spend wisely over the festive season
Let’s face it: December can be expensive! What with work parties, social gatherings with friends and neighbours, gifts, special dinners...Megan Worthing-Davies|Debt management -
5 min read
Stay ahead of the budget: Save on rising NI costs with salary sacrifice
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Megan Worthing-Davies|Employers -
9 min read
Saving money with salary sacrifice: beyond pensions
As the Chancellor announced an increase in National Insurance (NI) rates from 13.8% to 15% on 30 October 2024, many...Sahil Sethi|Employers -
4 min read
Does your employer offer a savings boost? Here’s how to find out.
An Employee Savings Plan is a benefit offered by employers that allows employees to save over many years via paycheck...Sahil Sethi|Employees -
5 min read
Stock market storms: Keep your feet on the ground
The current economic climate presents its own set of challenges for people looking to invest. Whether it’s rising inflation, global...Sahil Sethi|Employees -
4 min read
Savings + pensions = foundations for financial security
We are fast approaching the annual celebration of UK Savings Week and UK Pension Awareness Day. It would be remiss...Megan Worthing-Davies|Employers -
5 min read
Salary Advance Schemes – What’s (not) to love?
Put yourself in *Sarah’s shoes for a minute… Sarah’s financial journey has been a rollercoaster. Growing up with strict parents,...Megan Worthing-Davies|Employees -
7 min read
Looking Beyond EAPs: The Role of Financial Wellbeing Providers
The number of employees in financial distress is rising: approximately 80% of employees are impacted by money worries at work...Megan Worthing-Davies|Employers -
4 min read
Financial coaching vs advice – coaching series part 1
Navigating the world of personal finance can be overwhelming. With a plethora of information available, it’s often difficult to know...Megan Worthing-Davies|Employers -
4 min read
ED&I: A financial wellbeing imperative to bridge the pay and pension gap
The intersection of diversity, equity, and inclusion (ED&I) and financial wellbeing is a critical issue that’s often overlooked. The harsh...Megan Worthing-Davies|Employers -
4 min read
What’s the best way to track financial wellness?
Measuring employee financial wellbeing is crucial for organisations seeking to improve employee satisfaction, productivity, and overall well-being. Research from PIB’s...Sahil Sethi|Employees -
4 min read
Everything you need to know about Maji’s workplace nursery scheme
Childcare costs are affecting recruitment and retention Research shows the average cost of sending one child to nursery in the...Megan Worthing-Davies|Employers -
4 min read
The Essential Guide: How Much Should You Save in Your Emergency Fund?
Did you know you have a 250,000,000/1 chance of dying from a falling coconut? Or, if you are left handed,...Megan Worthing-Davies|Employees -
2 min read
Case studies: how Maji is supporting tech companies to save money and support employees
At Maji, we’re proud to support forward-thinking companies in supporting their employees with financial wellbeing. We also help them make...Megan Worthing-Davies|Employers -
5 min read
Financial Wellbeing Can Massively Improve People’s Lives
Interview with Richard Stovell, Maji’s Head of Financial Wellbeing Richard Stovell, Maji’s Head of Financial Wellbeing, is an employee benefits...Megan Worthing-Davies|Employers -
5 min read
The link between diversity, inclusion and financial wellbeing
Financial worries are now the leading cause of workplace stress, a situation set to get worse as the cost of...Sahil Sethi|Employers -
5 min read
What is ESG investing?
ESG and sustainable investing in a nutshell It’s easy to get jargoned-out when learning about investing, but ESG is one...Megan Worthing-Davies|Employees -
7 min read
Different Types of Investments
By Catherine Thomas-Humphreys, The Finfluencer So we’ve learned about platforms, and we know about investment accounts, so let’s look at...Megan Worthing-Davies|Employees -
8 min read
Choosing an Investment Account
by Catherine Thomas-Humphreys, The Finfluencer When we get started with investing, we need to decide where to put our money....Megan Worthing-Davies|Employees -
5 min read
What is Diversification?
By Catherine Thomas-Humphreys, The Finfluencer In investing terms, diversification is the word that describes the phrase “don’t put all of...Megan Worthing-Davies|Employees -
5 min read
Why gig workers need financial wellbeing support too
The so-called ‘gig economy’ in the UK is huge: around 4.4 million people work for gig platforms at least once...Megan Worthing-Davies|Employers -
3 min read
Am I ready to invest?
by Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Before diving into the world of investing, it’s crucial to take a step back and evaluate...Megan Worthing-Davies|Employees -
7 min read
Choosing an investment platform
By Catherine Thomas-Humphreys (www.thefinfluencer.co.uk) Think of an investing platform simply like a financial supermarket. In the same way you go...Megan Worthing-Davies|Employees -
3 min read
The power of open banking at your fingertips
Have you heard about open banking? This nifty technology lets you connect your online bank accounts to websites and apps...Megan Worthing-Davies|Employees -
2 min read
Expert support from Maji’s panel of specialists
There are times in our lives when we need a little extra help. Finance is no exception. Luckily, there are...Megan Worthing-Davies|Employees -
4 min read
This simple change could give people on National Minimum Wage a payrise
The National Minimum Wage (NMW, or sometimes known as National Living Wage) was introduced in 1999, and it’s since helped...Megan Worthing-Davies|Employers -
4 min read
Tackling the cost of living crisis for employees with a strong financial wellbeing strategy
In our first two blogs on the topic of the cost of living crisis (1,2), we’ve highlighted why this turbulent...Megan Worthing-Davies|Debt management -
4 min read
Renting vs Buying
Unsure whether to rent or think about buying? Check out our post to help you decide. [...]Read More...Megan Worthing-Davies|Employees -
7 min read
What you need to know about Lasting Power of Attorney
Written in conjunction with Catherine Thomas-Humphreys, aka The Finfluencer. A power of attorney is a legal document that allows you...Megan Worthing-Davies|Employees -
6 min read
How can your benefits package support your employees through the cost of living crisis?
The cost of living crisis has hardly been out of the headlines. And for good reason: rising prices for lots...Megan Worthing-Davies|Employers -
5 min read
5 practical steps to building a corporate-wide financial wellbeing strategy
This post is by our Launchpad intern Heng Chew, from the University of Sheffield. In March 2022, the ONS announced...Megan Worthing-Davies|Employers -
5 min read
Financial wellbeing: where do employees need more support?
Maji’s mission is to build a financially secure future for everyone. But there’s no ‘one size fits all’ solution; each...Megan Worthing-Davies|Employers -
6 min read
Nurturing financial wellbeing in a post-pandemic world
This article is by Heng Chew, our intern from Sheffield University. Just over two years ago, the World Health Organization...Megan Worthing-Davies|Employers -
5 min read
Three ways to support employees through the cost of living crisis
The cost of living crisis is becoming hard to ignore. We’re facing higher energy bills, higher food costs, and rising...Megan Worthing-Davies|Employers -
6 min read
How investing in employee wellbeing can help retention during ‘The Great Resignation’
This guest blog was written by Jess Koh, our Launchpad intern from the University of Sheffield. Beginning in early 2021,...Megan Worthing-Davies|Employers -
4 min read
Can money truly buy you happiness?
It’s International Day of Happiness, so we are taking a deep dive into the relationship between wealth and money! Can...Megan Worthing-Davies|Employees -
5 min read
Top 4 things to avoid for a successful salary sacrifice switch!
It’s tempting to think about implementing salary sacrifice without any external help. After all, what could be so hard about...Megan Worthing-Davies|Employers -
5 min read
Who gets my money if I pass away?
Saving for the future is one of the most important things we can do to safeguard ourselves and our loved...Megan Worthing-Davies|Employees -
7 min read
Government benefits and salary sacrifice: what do I need to know?
In salary sacrifice, a person exchanges their pay in return for their employer paying for a benefit, such as a...Megan Worthing-Davies|Employers -
7 min read
Salary sacrifice & parental leave
We’re delighted to host this piece by Claire Vane. As Managing Director and Founder of HR consultancy Integrated Resources, Claire...Megan Worthing-Davies|Employers -
4 min read
Why you should find out your credit score
We always get told that our credit score is important, but what exactly is it and why should we care...Megan Worthing-Davies|Employees -
5 min read
Should I consolidate into my existing pension, or a new one?
If you’ve done your research and decided consolidation is for you, the next decision is where to put your money....Megan Worthing-Davies|Employees -
8 min read
Dealing with finances during divorce
Divorce can be stressful and painful. Ending a significant relationship usually has a significant emotional impact and there’s a lot...Megan Worthing-Davies|Divorce and separation -
5 min read
Do I need life or critical illness insurance?
If you’re a homeowner, it’s a good idea to have some kind of life and/or illness cover. This is because...Megan Worthing-Davies|Employees -
4 min read
What types of general insurance do I need?
If you own a house, car, bike or even a device such as laptop, you’ll have a good idea of...Megan Worthing-Davies|Employees -
4 min read
4 reasons you may need insurance
Life is full of exciting milestones like buying a house, buying a car and travelling abroad! But these things are...Megan Worthing-Davies|Employees -
7 min read
Where to save money for buying a property
Buying a property, for most people, means saving a hefty sum of money. Whilst the more organised among us may...Megan Worthing-Davies|Employees -
4 min read
Debt: The good, the bad and the ugly
Dealing with debt? You’re not alone. The average household debt in the UK is £57,910. For most people, that debt...Sahil Sethi|Debt management -
4 min read
5 ways to develop a positive money mindset
Having a positive money mindset can transform your personal finances. We’ve compiled a list of steps to help you get...Megan Worthing-Davies|Employees -
5 min read
Boosting pension engagement
Your workplace pension scheme is probably one of the most expensive benefits you offer your employees. In fact, the average...Megan Worthing-Davies|Employers -
5 min read
How to create an impactful financial wellbeing strategy
Financial wellbeing is one of the hot topics for leaders. Not only are money worries a well-documented drain on employee...Megan Worthing-Davies|Financial wellbeing -
4 min read
How to choose an ethical workplace pension
In our previous blog, we set out the things you might think about when choosing a new workplace pension scheme...Megan Worthing-Davies|Employers -
6 min read
How do I know if my pension is doing well?
Have you saved enough for your retirement? Maji explains how to maximise your pension contributions and see how well your...Megan Worthing-Davies|Employees -
7 min read
Read this if you’re thinking of changing pension provider
For many companies, setting up the pension is a tick-box exercise. After all, when you’re a small team responsible for...Megan Worthing-Davies|Employers -
4 min read
Make the most of your financial plan
Major life goals can feel overwhelming. Want to buy a house? Have a family? Travel the world? None of these...Megan Worthing-Davies|Employees -
4 min read
5 effective ways to prepare for life’s major financial milestones
You can never be totally prepared for what life will throw at you, but you can make sure you are...Megan Worthing-Davies|Debt management -
4 min read
How do I consolidate my pension?
Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...Megan Worthing-Davies|Employees -
7 min read
Seven ways to improve your pension offer
Changing pension provider can be costly and time consuming. The good news? You don’t need to change pension provider to...Megan Worthing-Davies|Employers -
7 min read
Saving money – the how and where
Having a pot of money to dip into doesn’t happen overnight. There are a variety of different ways to save...Megan Worthing-Davies|Employees -
4 min read
5 side hustles to boost your income
To help protect your money and increase your financial independence, you could diversify your income streams. Side hustles are becoming...Megan Worthing-Davies|Employees -
8 min read
Default funds – are they the right fit for you?
What is a default fund? A fund is where your money is pooled with other people’s in a mix of...Sahil Sethi|Employees -
4 min read
Risks you face when saving for your financial goals
The biggest risk to your financial goals is the risk of not being able to meet them When people think...Sahil Sethi|Employees -
4 min read
Why you need to start investing!
Investing can seem daunting to us. From a young age we are taught to save, save, save. But your money...Megan Worthing-Davies|Employees -
5 min read
Salary sacrifice for employers: what you should know
A salary sacrifice pension arrangement is a win-win for you and your employees. We tell you what you need to...Megan Worthing-Davies|Employers -
4 min read
Maji’s Pensions 101 Guide for Employers: Set up pension contributions in payroll and make payments
You've nearly finished setting up your workplace pension as a new employer. How do you set up pension contributions in...Megan Worthing-Davies|Employers -
4 min read
5 reasons why you need to start talking to your kids about money!
Being open about your finances and teaching your children the value of money will help them be more financially literate...Megan Worthing-Davies|Employees -
4 min read
Do I need a financial advisor?
You may be asking yourself if you need a financial advisor to help you navigate the world of pensions and...Megan Worthing-Davies|Employees -
2 min read
How much should I contribute to my pension?
If you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today...Megan Worthing-Davies|Employees -
2 min read
See all your pensions in one place
Maji lets you see all your pension accounts in one place, so you have an overview of exactly how much...Megan Worthing-Davies|Employees -
3 min read
Welcome to the 90%…
If you are, or soon will be contributing to a workplace pension, you’re joining the 90% of eligible employees choosing...Megan Worthing-Davies|Employees -
5 min read
Should I consolidate my pension?
Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you...Megan Worthing-Davies|Employees -
8 min read
Empowered women are taking control of their pensions
Men have 40% more than women in their pension. But, knowledge is power – and this International Women’s Day, we...Megan Worthing-Davies|ED&I -
5 min read
Is your pension in the £20 billion pot of lost pensions?
There are more than 1.6 million lost pensions in the UK. Here are some tips on how to find a...Sahil Sethi|Employees -
3 min read
Maji’s Pensions 101 Guide for Employers: Engage Your Employees With Their Pension
This article looks at why you should engage your employees with their pension and how to go about this as...Megan Worthing-Davies|Employers -
3 min read
Supporting your colleagues’ financial health in the pandemic
This article looks at how you can support your colleagues with their financial health, especially in difficult times. What does...Megan Worthing-Davies|Other -
5 min read
Maji’s Pensions 101 Guide for Employers: Manage your statutory obligations to staff
This article looks at what you need to do as an employer to meet your statutory obligations to employees. Whom...Megan Worthing-Davies|Employers -
3 min read
10 common mistakes people make before getting a mortgage – part 2
Find out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...Martyn Allen|Employees -
3 min read
10 common mistakes people make before getting a mortgage (part 1)
Find out more about the top 10 mistakes people make before getting a mortgage, and how to avoid them! If...Martyn Allen|Employees -
6 min read
Maji’s Pensions 101 Guide for Employers: Setting Up Your Workplace Pension Scheme
This article looks at the mechanics of setting up your workplace pension as a new employer. How do you choose...Megan Worthing-Davies|Employers -
5 min read
Maji’s Pensions 101 Guide for Employers: Getting Started
This article covers the basics of setting up your workplace pension as an employer: What is a pension? What is...Megan Worthing-Davies|Employers -
7 min read
How to give your children £500,000 in ‘free’ money
You can take an action today which could give your children hundreds of thousands of pounds in the future for...Will Rainey|Employees -
4 min read
Things I’ve learned from participating in business accelerators
Maji is joining Tech Nation’s prestigious Fintech 3.0 programme. Business accelerators have played an important role in Maji's journey to...Sahil Sethi|Maji news -
6 min read
Are you fighting fit for a fabulous financial future?
If the word pensions fills you with dread, you’re not alone. Seventy-seven percent of people say they don’t understand their...Megan Worthing-Davies|Employees -
5 min read
Maji helps people take control of their financial future
More than 15 million Britons are not saving adequately for retirement and almost half of all UK adults have under...Sahil Sethi|Maji news
