Category: Employees

You can never be totally prepared for what life will throw at you, but you can make sure you are financially prepared to achieve your goals and tackle life’s ups and downs. To make a big purchase or prepare for a comfortable retirement you’ll need a sizeable pot to fund it. But don’t panic! Whether you are buying a car, a house, or paying off your student debt, we have compiled this list of our top five tips to help you get prepared for meeting your financial milestones. […]

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Many people want to know if they should consolidate their pension. We cover what consolidating your pension means, why you might consider it and what to bear in mind. […]

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Having a pot of money to dip into doesn’t happen overnight. There are a variety of different ways to save for the future. Some are designed for a specific purpose and some are designed for a specific time period – like a pension or help to buy ISA. Once you know what you’re saving for you can match your goal with the right savings product.
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To help protect your money and increase your financial independence, you could diversify your income streams. Side hustles are becoming the new norm for many and multiple income streams are helping to provide more financial stability. We’ve compiled this useful list of ideas to help you get started. […]

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What is a default fund? A fund is where your money is pooled with other people’s in a mix of investments. The default fund (or range of funds) offered by a pension provider is where your money is invested if you do not actively choose where it goes. The default fund is usually managed for […]

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The biggest risk to your financial goals is the risk of not being able to meet them When people think of risk with regards to their finances, they immediately think about losing money. But is that how you should be approaching planning for your future?  When it comes to our money, the risks we face […]

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Investing can seem daunting to us. From a young age we are taught to save, save, save. But your money could be wasting away in your savings account. Investing your money is the best way to build wealth and provide financial stability for your future. […]

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Being open about your finances and teaching your children the value of money will help them be more financially literate when they get older. Show them how you pay the bills, talk about how mortgages and tax payments work. Financial understanding is very important. […]

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You may be asking yourself if you need a financial advisor to help you navigate the world of pensions and finance. A financial advisor might be right for you depending on where you are in your financial journey. Or, it might be that another kind of financial expert can help you. If that’s the case, […]

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If you’re contributing to your workplace pension, you’re already taking an important step towards your future. Contributions you make today will be invested and grow over time. But how much should you be putting in to be on track for a comfortable future? The default minimum There is a default minimum that should currently be […]

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